CFPB Consumer Complaint Profile

Porsche Financial Services, Inc.

237 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

237
Total complaints
Above average
65
Last 12 months
99.6%
Timely response
Top decile
28
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Porsche Financial Services, Inc. sits at #812, with 237 complaints logged. It posts a 99.6% on-time response rate, the 74th percentile among companies with 100+ complaints.

#812
of 3,843 companies by volume
99.6%
on time (74th pctile)
Credit reporting or …
most-complained product
28
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
55/100
Porsche Financial Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.6%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.1%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.5%
Share of complaints closed with monetary or non-monetary relief

Porsche Financial Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.6% Higher than most higher than 74% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 36 in 2024 to 47 in 2025 (2024 → 2025).

See the full year-over-year release diff

Porsche Financial Services, Inc. timely response rate 99.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 56
Vehicle loan or lease - Loan 54
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 46
Vehicle loan or lease - Lease 43
Debt collection - Auto debt 18
Consumer Loan - Vehicle lease 9
Debt collection - I do not know 2
Credit card - General-purpose credit card or charge card 2
Bank account or service - Other bank product/service 2
Debt collection - Auto 1

Top Issues

1.Incorrect information on your report 64
2.Managing the loan or lease 44
3.Improper use of your report 27
4.Getting a loan or lease 23
5.Problem with a credit reporting company's investigation into an existing problem 16
6.Problems at the end of the loan or lease 11
7.Attempts to collect debt not owed 10
8.Problem with a company's investigation into an existing problem 8
9.Repossession 8
10.Struggling to pay your loan 6

Complaints by Year

Year Complaints
2014 4
2015 2
2016 4
2017 7
2018 15
2019 11
2020 19
2021 21
2022 18
2023 27
2024 36
2025 47
2026year in progress 26

Complaints by State (Top 15)

California 58
Florida 48
Texas 26
Georgia 24
New York 18
Illinois 13
New Jersey 6
Virginia 5
Colorado 4
Maryland 4
Michigan 4
Connecticut 3
Pennsylvania 3
Arizona 2
Missouri 2

Company Responses

Closed with explanation 219
In progress 11
Closed with non-monetary relief 5
Closed 1
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Porsche Financial Services, Inc.

Porsche Financial Services, Inc. carries 237 complaints in the CFPB's database, 65 of them filed within the past 12 months. Consumers spanning 28 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Porsche Financial Services, Inc. posts a 99.6% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 23.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 2.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Porsche Financial Services, Inc. have?

Porsche Financial Services, Inc. has 237 total consumer complaints filed with the CFPB, with 65 filed in the last 12 months.

Does Porsche Financial Services, Inc. respond to complaints on time?

Porsche Financial Services, Inc. has a 99.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Porsche Financial Services, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Porsche Financial Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Porsche Financial Services, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Porsche Financial Services, Inc.; the full issue list with counts is above.

How do I file a complaint against Porsche Financial Services, Inc.?

You can file a complaint against Porsche Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Porsche Financial Services, Inc.?

The CFPB has recorded complaints against Porsche Financial Services, Inc. from 28 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Porsche Financial Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Porsche Financial Services, Inc. have?

Porsche Financial Services, Inc. has 237 total consumer complaints filed with the CFPB, with 65 filed in the last 12 months.

Does Porsche Financial Services, Inc. respond to complaints on time?

Porsche Financial Services, Inc. has a 99.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Porsche Financial Services, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Porsche Financial Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Porsche Financial Services, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Porsche Financial Services, Inc.; the full issue list with counts is above.

How do I file a complaint against Porsche Financial Services, Inc.?

You can file a complaint against Porsche Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Porsche Financial Services, Inc.?

The CFPB has recorded complaints against Porsche Financial Services, Inc. from 28 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Porsche Financial Services, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.