CFPB Consumer Complaint Profile

Rabobank, National Association

Behind the 106 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

106
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
8
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Rabobank, National Association sits at #1289, with 106 complaints logged. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1289
of 3,843 companies by volume
100%
on time (86th pctile)
Bank account or serv…
most-complained product
8
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B+
PlainCredit Trust Score
75/100
Rabobank, National Association · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 20.2%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 24.5%
Share of complaints closed with monetary or non-monetary relief

Rabobank, National Association vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Rabobank, National Association timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Bank account or service - Checking account 42
Checking or savings account - Checking account 14
Mortgage - Other mortgage 10
Bank account or service - Other bank product/service 7
Mortgage - Conventional fixed mortgage 6
Bank account or service - (CD) Certificate of deposit 4
Checking or savings account - Other banking product or service 4
Mortgage - Home equity loan or line of credit 4
Credit card 2
Consumer Loan - Installment loan 2

Top Issues

1.Account opening, closing, or management 25
2.Deposits and withdrawals 17
3.Managing an account 16
4.Problems caused by my funds being low 12
5.Loan servicing, payments, escrow account 7
6.Loan modification,collection,foreclosure 6
7.Application, originator, mortgage broker 4
8.Settlement process and costs 3
9.Trouble during payment process 2
10.Fraud or scam 2

Complaints by Year

Year Complaints
2012 14
2013 7
2014 17
2015 13
2016 27
2017 17
2018 6
2019 5

Complaints by State (Top 15)

California 96
Arizona 3
Florida 2
Pennsylvania 1
New Jersey 1
Georgia 1
New York 1
Oregon 1

Company Responses

Closed with explanation 80
Closed with monetary relief 17
Closed with non-monetary relief 5
Closed without relief 3
Closed with relief 1

What the CFPB Complaint Record Shows for Rabobank, National Association

106 complaints against Rabobank, National Association appear in the CFPB record, including 0 from the trailing year. The 8 states and territories represented put this footprint in geographically concentrated territory. "Bank account or service" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Account opening, closing, or management," a reasonable starting point for understanding recurring friction.

Rabobank, National Association's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 20.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 24.5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Rabobank, National Association have?

The CFPB has logged 106 complaints against Rabobank, National Association to date, of which 0 came in over the last 12 months.

Does Rabobank, National Association respond to complaints on time?

Rabobank, National Association's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Rabobank, National Association?

"Bank account or service" draws more CFPB complaints against Rabobank, National Association than any other product - see the full breakdown above.

What is the most common complaint issue with Rabobank, National Association?

"Account opening, closing, or management" is the single most frequently cited issue in complaints against Rabobank, National Association - see all issues and counts above.

How do I file a complaint against Rabobank, National Association?

You can file a complaint against Rabobank, National Association directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rabobank, National Association?

The CFPB has recorded complaints against Rabobank, National Association from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Rabobank, National Association: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20.2% here).

Also handles Bank account or service

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Rabobank, National Association have?

The CFPB has logged 106 complaints against Rabobank, National Association to date, of which 0 came in over the last 12 months.

Does Rabobank, National Association respond to complaints on time?

Rabobank, National Association's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Rabobank, National Association?

"Bank account or service" draws more CFPB complaints against Rabobank, National Association than any other product - see the full breakdown above.

What is the most common complaint issue with Rabobank, National Association?

"Account opening, closing, or management" is the single most frequently cited issue in complaints against Rabobank, National Association - see all issues and counts above.

How do I file a complaint against Rabobank, National Association?

You can file a complaint against Rabobank, National Association directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rabobank, National Association?

The CFPB has recorded complaints against Rabobank, National Association from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Rabobank, National Association's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.