CFPB Consumer Complaint Profile

Rhode Island Student Loan Authority

44 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

44
Total complaints
Mid-range
2
Last 12 months
93.2%
Timely response
Bottom quartile
19
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Rhode Island Student Loan Authority sits at #1948, with 44 complaints logged. It posts a 93.2% on-time response rate, the 24th percentile among companies with 100+ complaints.

#1948
of 3,843 companies by volume
93.2%
on time (24th pctile)
Student loan
most-complained product
19
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
52/100
Rhode Island Student Loan Authority · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.4%
Share of responses the consumer disputed (lower is better)
Relief Rate B 9.1%
Share of complaints closed with monetary or non-monetary relief

Rhode Island Student Loan Authority vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.2% Among the lowest higher than 24% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Rhode Island Student Loan Authority timely response rate 93.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Non-federal student loan 26
Student loan - Private student loan 11
Debt collection - Private student loan debt 2
Student loan - Federal student loan servicing 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - Non-federal student loan 1

Top Issues

1.Dealing with my lender or servicer 12
2.Dealing with your lender or servicer 8
3.Repaying your loan 7
4.Can't repay my loan 6
5.Problems when you are unable to pay 2
6.Getting a loan 2
7.Incorrect information on your report 2
8.Communication tactics 1
9.Struggling to repay your loan 1
10.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2012 3
2013 7
2014 7
2015 5
2016 5
2017 2
2018 2
2019 5
2020 2
2021 1
2022 2
2024 1
2025 2

Complaints by State (Top 15)

Rhode Island 9
New York 6
Pennsylvania 4
Massachusetts 4
Connecticut 2
Georgia 2
Florida 2
Ohio 2
New Jersey 2
North Carolina 2
Missouri 1
Maine 1
District of Columbia 1
Iowa 1
Illinois 1

Company Responses

Closed with explanation 40
Closed with non-monetary relief 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Rhode Island Student Loan Authority

The CFPB Consumer Complaint Database has logged 44 complaints against Rhode Island Student Loan Authority overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. "Student loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Dealing with my lender or servicer," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Rhode Island Student Loan Authority draw a 93.2% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 21.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 9.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Rhode Island Student Loan Authority have?

Rhode Island Student Loan Authority has 44 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Rhode Island Student Loan Authority respond to complaints on time?

CFPB complaints against Rhode Island Student Loan Authority draw a 93.2% timely-response rate inside the expected window.

What product generates the most complaints for Rhode Island Student Loan Authority?

The most complained-about product for Rhode Island Student Loan Authority is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Rhode Island Student Loan Authority?

The most common issue reported by consumers about Rhode Island Student Loan Authority is "Dealing with my lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against Rhode Island Student Loan Authority?

You can file a complaint against Rhode Island Student Loan Authority directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rhode Island Student Loan Authority?

Rhode Island Student Loan Authority has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Rhode Island Student Loan Authority: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21.4% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Rhode Island Student Loan Authority have?

Rhode Island Student Loan Authority has 44 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Rhode Island Student Loan Authority respond to complaints on time?

CFPB complaints against Rhode Island Student Loan Authority draw a 93.2% timely-response rate inside the expected window.

What product generates the most complaints for Rhode Island Student Loan Authority?

The most complained-about product for Rhode Island Student Loan Authority is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Rhode Island Student Loan Authority?

The most common issue reported by consumers about Rhode Island Student Loan Authority is "Dealing with my lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against Rhode Island Student Loan Authority?

You can file a complaint against Rhode Island Student Loan Authority directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Rhode Island Student Loan Authority?

Rhode Island Student Loan Authority has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Rhode Island Student Loan Authority's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.