CFPB Consumer Complaint Profile

Self Lender Inc

Consumers have filed 73 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

73
Total complaints
Mid-range
0
Last 12 months
64.4%
Timely response
Bottom decile
26
States affected

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The verdict

Self Lender Inc ranks #1525 of 3,843 financial companies by CFPB complaint volume, with 73 complaints on record. On-time replies land at 64.4%, the 5th percentile for the 100+ complaint peer group.

#1525
of 3,843 companies by volume
64.4%
on time (5th pctile)
Credit reporting, cr…
most-complained product
26
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
37/100
Self Lender Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 64.4%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Self Lender Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

64.4% Among the lowest higher than 5% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2019 to 2020 complete years

  • Annual CFPB complaint volume moved from 35 in 2019 to 18 in 2020 (2019 → 2020).

See the full year-over-year release diff

Self Lender Inc timely response rate 64.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 34
Payday loan, title loan, or personal loan - Installment loan 18
Credit card or prepaid card - General-purpose credit card or charge card 6
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 5
Payday loan, title loan, or personal loan - Personal line of credit 4
Checking or savings account 1
Bank account or service - Other bank product/service 1
Money transfer, virtual currency, or money service - Mobile or digital wallet 1
Consumer Loan - Installment loan 1
Debt collection - Other debt 1

Top Issues

1.Incorrect information on your report 33
2.Problem when making payments 8
3.Problem with a credit reporting company's investigation into an existing problem 7
4.Confusing or misleading advertising or marketing 3
5.Unexpected or other fees 2
6.Charged fees or interest you didn't expect 2
7.Struggling to pay your loan 2
8.Getting the loan 2
9.Problem with the payoff process at the end of the loan 2
10.Closing your account 1

Complaints by Year

Year Complaints
2017 4
2018 16
2019 35
2020 18

Complaints by State (Top 15)

Florida 9
Pennsylvania 8
Texas 7
Illinois 6
Georgia 6
California 5
New Jersey 4
New York 3
Ohio 2
Alabama 2
Michigan 2
South Carolina 2
Nevada 2
West Virginia 2
Mississippi 2

Company Responses

Closed with explanation 73

What the CFPB Complaint Record Shows for Self Lender Inc

73 complaints against Self Lender Inc appear in the CFPB record, including 0 from the trailing year. The 26 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Self Lender Inc's timely response rate stands at 64.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Self Lender Inc have?

The CFPB has logged 73 complaints against Self Lender Inc to date, of which 0 came in over the last 12 months.

Does Self Lender Inc respond to complaints on time?

CFPB complaints against Self Lender Inc draw a 64.4% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Self Lender Inc?

Among all products tied to Self Lender Inc, "Credit reporting, credit repair services, or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Self Lender Inc?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Self Lender Inc - see all issues and counts above.

How do I file a complaint against Self Lender Inc?

You can file a complaint against Self Lender Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Self Lender Inc?

Self Lender Inc has drawn CFPB complaints from 26 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Self Lender Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Self Lender Inc have?

The CFPB has logged 73 complaints against Self Lender Inc to date, of which 0 came in over the last 12 months.

Does Self Lender Inc respond to complaints on time?

CFPB complaints against Self Lender Inc draw a 64.4% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Self Lender Inc?

Among all products tied to Self Lender Inc, "Credit reporting, credit repair services, or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Self Lender Inc?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Self Lender Inc - see all issues and counts above.

How do I file a complaint against Self Lender Inc?

You can file a complaint against Self Lender Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Self Lender Inc?

Self Lender Inc has drawn CFPB complaints from 26 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Self Lender Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.