CFPB Consumer Complaint Profile

Strategic Automotive Servicing, LLC

Consumers have filed 19 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

19
Total complaints
Below average
1
Last 12 months
100%
Timely response
Top decile
5
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Strategic Automotive Servicing, LLC sits at #2935, with 19 complaints logged. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2935
of 3,843 companies by volume
100%
on time (86th pctile)
Vehicle loan or lease
most-complained product
5
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A
PlainCredit Trust Score
86/100
Strategic Automotive Servicing, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 10.5%
Share of complaints closed with monetary or non-monetary relief

Strategic Automotive Servicing, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Strategic Automotive Servicing, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 11
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Consumer Loan - Vehicle loan 2
Vehicle loan or lease - Lease 1
Debt collection - Auto debt 1

Top Issues

1.Incorrect information on your report 6
2.Managing the loan or lease 5
3.Struggling to pay your loan 2
4.Getting a loan or lease 1
5.Problems when you are unable to pay 1
6.Communication tactics 1
7.Problems at the end of the loan or lease 1
8.Problem with a credit reporting company's investigation into an existing problem 1
9.Repossession 1

Complaints by Year

Year Complaints
2017 6
2018 2
2019 2
2020 1
2021 2
2022 4
2024 1
2025 1

Complaints by State (Top 15)

Texas 11
Florida 5
Ohio 1
Mississippi 1
Tennessee 1

Company Responses

Closed with explanation 17
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Strategic Automotive Servicing, LLC

The CFPB Consumer Complaint Database has logged 19 complaints against Strategic Automotive Servicing, LLC overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 5 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Strategic Automotive Servicing, LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 10.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Strategic Automotive Servicing, LLC have?

19 complaints have been filed against Strategic Automotive Servicing, LLC with the CFPB overall - 1 of them in the past year.

Does Strategic Automotive Servicing, LLC respond to complaints on time?

CFPB complaints against Strategic Automotive Servicing, LLC draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Strategic Automotive Servicing, LLC?

"Vehicle loan or lease" draws more CFPB complaints against Strategic Automotive Servicing, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Strategic Automotive Servicing, LLC?

Consumers most often cite "Incorrect information on your report" when complaining about Strategic Automotive Servicing, LLC; the full issue list with counts is above.

How do I file a complaint against Strategic Automotive Servicing, LLC?

You can file a complaint against Strategic Automotive Servicing, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Strategic Automotive Servicing, LLC?

Strategic Automotive Servicing, LLC has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Strategic Automotive Servicing, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Strategic Automotive Servicing, LLC have?

19 complaints have been filed against Strategic Automotive Servicing, LLC with the CFPB overall - 1 of them in the past year.

Does Strategic Automotive Servicing, LLC respond to complaints on time?

CFPB complaints against Strategic Automotive Servicing, LLC draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Strategic Automotive Servicing, LLC?

"Vehicle loan or lease" draws more CFPB complaints against Strategic Automotive Servicing, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Strategic Automotive Servicing, LLC?

Consumers most often cite "Incorrect information on your report" when complaining about Strategic Automotive Servicing, LLC; the full issue list with counts is above.

How do I file a complaint against Strategic Automotive Servicing, LLC?

You can file a complaint against Strategic Automotive Servicing, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Strategic Automotive Servicing, LLC?

Strategic Automotive Servicing, LLC has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Strategic Automotive Servicing, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.