CFPB Consumer Complaint Profile

Student Services

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

37
Total complaints
Mid-range
0
Last 12 months
64.9%
Timely response
Bottom decile
21
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Student Services places #2112 by volume. For answering complaints on time it stands at the 5th percentile in the 100+ complaint peer group.

Student loan
most-complained product
GA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
51/100
Student Services · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 64.9%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 29.7%
Share of complaints closed with monetary or non-monetary relief

Student Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

64.9% Among the lowest higher than 5% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Student loan - Federal student loan servicing 19
Other financial service - Debt settlement 8
Money transfer, virtual currency, or money service - Debt settlement 5
Credit reporting 1
Debt collection - Federal student loan debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Checking or savings account - Checking account 1
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1

Top Issues

1.Fraud or scam 14
2.Dealing with my lender or servicer 9
3.Dealing with your lender or servicer 7
4.Struggling to repay your loan 2
5.Credit monitoring or identity protection 1
6.Incorrect information on your report 1
7.Communication tactics 1
8.Problem with a credit reporting company's investigation into an existing problem 1
9.Managing an account 1

Complaints by Year

Year Complaints
2016 13
2017 9
2018 2
2019 5
2020 8

Complaints by State (Top 15)

Georgia 4
California 4
New Jersey 2
Colorado 2
North Carolina 2
Pennsylvania 2
Tennessee 2
Oregon 2
Minnesota 2
Texas 1
Massachusetts 1
Louisiana 1
Rhode Island 1
Arizona 1
Florida 1

Company Responses

Untimely response 13
Closed with explanation 10
Closed with non-monetary relief 6
Closed with monetary relief 5
Closed 3

What the CFPB Complaint Record Shows for Student Services

The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Student Services, with consumers across the country filing against it. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Fraud or scam" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Student Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.7% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Student Services have?

37 complaints have been filed against Student Services with the CFPB overall - 0 of them in the past year.

Does Student Services respond to complaints on time?

Student Services's CFPB timely-response rate is 64.9%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Student Services?

"Student loan" draws more CFPB complaints against Student Services than any other product - see the full breakdown above.

What is the most common complaint issue with Student Services?

The most common issue reported by consumers about Student Services is "Fraud or scam." All complaint issues are listed above with their counts.

How do I file a complaint against Student Services?

You can file a complaint against Student Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Student Services?

The CFPB has recorded complaints against Student Services from 21 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Student Services's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.