CFPB Consumer Complaint Profile
Tebo Financial Services, Inc.
What 49 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 49
- Total complaints
- Mid-range
- 5
- Last 12 months
- 98%
- Timely response
- Below median
- 7
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Tebo Financial Services, Inc. sits at #1855, with 49 complaints logged. On-time replies land at 98%, the 48th percentile for the 100+ complaint peer group.
- #1855
- of 3,843 companies by volume
- 98%
- on time (48th pctile)
- Credit reporting, cr…
- most-complained product
- 7
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Tebo Financial Services, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98% Around the middle higher than 48% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2012 | 1 |
| 2014 | 1 |
| 2015 | 4 |
| 2016 | 2 |
| 2017 | 2 |
| 2018 | 8 |
| 2020 | 4 |
| 2021 | 3 |
| 2022 | 2 |
| 2023 | 7 |
| 2024 | 9 |
| 2025 | 5 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Tebo Financial Services, Inc.
The CFPB Consumer Complaint Database has logged 49 complaints against Tebo Financial Services, Inc. overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Tebo Financial Services, Inc. draw a 98% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 22.2% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 32.7% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Tebo Financial Services, Inc. have?
49 complaints have been filed against Tebo Financial Services, Inc. with the CFPB overall - 5 of them in the past year.
Does Tebo Financial Services, Inc. respond to complaints on time?
Tebo Financial Services, Inc.'s CFPB timely-response rate is 98%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Tebo Financial Services, Inc.?
The most complained-about product for Tebo Financial Services, Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Tebo Financial Services, Inc.?
The most common issue reported by consumers about Tebo Financial Services, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Tebo Financial Services, Inc.?
You can file a complaint against Tebo Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Tebo Financial Services, Inc.?
The CFPB has recorded complaints against Tebo Financial Services, Inc. from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Tebo Financial Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (22.2% here).
Also handles Credit reporting, credit repair services, or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Tebo Financial Services, Inc. have?
49 complaints have been filed against Tebo Financial Services, Inc. with the CFPB overall - 5 of them in the past year.
Does Tebo Financial Services, Inc. respond to complaints on time?
Tebo Financial Services, Inc.'s CFPB timely-response rate is 98%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Tebo Financial Services, Inc.?
The most complained-about product for Tebo Financial Services, Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Tebo Financial Services, Inc.?
The most common issue reported by consumers about Tebo Financial Services, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Tebo Financial Services, Inc.?
You can file a complaint against Tebo Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Tebo Financial Services, Inc.?
The CFPB has recorded complaints against Tebo Financial Services, Inc. from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.