CFPB Consumer Complaint Profile

Texas Higher Education Coordinating Board

What 101 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

101
Total complaints
8
Last 12 months
86.1%
Timely response
10
States affected

The verdict

Texas Higher Education Coordinating Board ranks #1329 of 3,848 financial companies by CFPB complaint volume, with 101 complaints on record. It answers 86.1% of complaints on time — below the 93% median for companies with 100+ complaints.

#1329
of 3,848 companies by volume
86.1%
answered on time
Student loan
most-complained product
10
states with complaints
Texas Higher Education Coordinating Board timely response rate 86.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Student loan — Private student loan 37
Student loan — Non-federal student loan 26
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 17
Credit reporting or other personal consumer reports — Credit reporting 10
Student loan — Federal student loan servicing 8
Debt collection — Other (i.e. phone, health club, etc.) 1
Debt collection — I do not know 1
Debt collection — Private student loan debt 1

Top Issues

1.Dealing with your lender or servicer 26
2.Struggling to repay your loan 14
3.Incorrect information on your report 13
4.Dealing with my lender or servicer 13
5.Improper use of your report 10
6.Problem with a credit reporting company's investigation into an existing problem 7
7.Repaying your loan 6
8.Can't repay my loan 6
9.Disclosure verification of debt 1
10.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2012 5
2013 4
2014 7
2015 5
2016 4
2017 5
2018 9
2019 4
2020 7
2021 8
2022 14
2023 10
2024 7
2025 8
2026 4

Complaints by State (Top 15)

Texas 91
California 2
Colorado 1
New Jersey 1
District of Columbia 1
Arizona 1
Virginia 1
Tennessee 1
Maryland 1
Michigan 1

Company Responses

Closed with explanation 98
Untimely response 3

What the CFPB Complaint Record Shows for Texas Higher Education Coordinating Board

The CFPB Consumer Complaint Database has logged 101 complaints against Texas Higher Education Coordinating Board overall, with 8 of those filed in the trailing 12 months. Reports have come from consumers in 10 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Dealing with your lender or servicer" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Texas Higher Education Coordinating Board's timely response rate stands at 86.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 14.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Texas Higher Education Coordinating Board have?

Texas Higher Education Coordinating Board has 101 total consumer complaints filed with the CFPB, with 8 filed in the last 12 months.

Does Texas Higher Education Coordinating Board respond to complaints on time?

Texas Higher Education Coordinating Board has a 86.1% timely response rate to CFPB complaints.

What product generates the most complaints for Texas Higher Education Coordinating Board?

The most complained-about product for Texas Higher Education Coordinating Board is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Texas Higher Education Coordinating Board?

The most common issue reported by consumers about Texas Higher Education Coordinating Board is "Dealing with your lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against Texas Higher Education Coordinating Board?

You can file a complaint against Texas Higher Education Coordinating Board directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Texas Higher Education Coordinating Board?

Consumers in 10 states and territories have filed complaints about Texas Higher Education Coordinating Board with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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