CFPB Consumer Complaint Profile

Tribal Lending Enterprise, Inc.

Behind the 336 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

336
Total complaints
Above average
50
Last 12 months
75.9%
Timely response
Bottom decile
40
States affected

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The verdict

Tribal Lending Enterprise, Inc. ranks #645 of 3,843 financial companies by CFPB complaint volume, with 336 complaints on record. It posts a 75.9% on-time response rate, the 7th percentile among companies with 100+ complaints.

#645
of 3,843 companies by volume
75.9%
on time (7th pctile)
Payday loan, title l…
most-complained product
40
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
45/100
Tribal Lending Enterprise, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 75.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.3%
Share of complaints closed with monetary or non-monetary relief

Tribal Lending Enterprise, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

75.9% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 22 in 2024 to 47 in 2025 (2024 → 2025).

See the full year-over-year release diff

Tribal Lending Enterprise, Inc. timely response rate 75.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Payday loan 136
Payday loan, title loan, or personal loan - Installment loan 53
Payday loan, title loan, personal loan, or advance loan - Payday loan 44
Payday loan, title loan, personal loan, or advance loan - Installment loan 30
Debt collection - Payday loan debt 19
Debt collection - I do not know 16
Payday loan 9
Payday loan, title loan, or personal loan - Personal line of credit 9
Checking or savings account - Checking account 3
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 3

Top Issues

1.Charged fees or interest you didn't expect 150
2.Struggling to pay your loan 47
3.Received a loan you didn't apply for 22
4.Attempts to collect debt not owed 18
5.Can't stop withdrawals from your bank account 11
6.Communication tactics 10
7.Problem with the payoff process at the end of the loan 10
8.Problem when making payments 8
9.Getting the loan 7
10.Can't contact lender or servicer 5

Complaints by Year

Year Complaints
2016 1
2017 59
2018 54
2019 49
2020 34
2021 17
2022 23
2023 19
2024 22
2025 47
2026year in progress 11

Complaints by State (Top 15)

California 38
New Jersey 30
Washington 27
Massachusetts 25
Florida 25
Indiana 21
Michigan 18
Illinois 17
Arizona 12
Ohio 12
Colorado 12
Tennessee 8
Georgia 8
Nevada 7
South Carolina 7

Company Responses

Closed with explanation 334
Closed with non-monetary relief 1
In progress 1

What the CFPB Complaint Record Shows for Tribal Lending Enterprise, Inc.

Tribal Lending Enterprise, Inc. carries 336 complaints in the CFPB's database, 50 of them filed within the past 12 months. Consumers spanning 40 states and territories have weighed in, giving this a nationwide footprint. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. The specific issue named most within that category is "Charged fees or interest you didn't expect," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Tribal Lending Enterprise, Inc. draw a 75.9% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0.3%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tribal Lending Enterprise, Inc. have?

336 complaints have been filed against Tribal Lending Enterprise, Inc. with the CFPB overall - 50 of them in the past year.

Does Tribal Lending Enterprise, Inc. respond to complaints on time?

Tribal Lending Enterprise, Inc.'s CFPB timely-response rate is 75.9%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Tribal Lending Enterprise, Inc.?

Among all products tied to Tribal Lending Enterprise, Inc., "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Tribal Lending Enterprise, Inc.?

The most common issue reported by consumers about Tribal Lending Enterprise, Inc. is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Tribal Lending Enterprise, Inc.?

You can file a complaint against Tribal Lending Enterprise, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tribal Lending Enterprise, Inc.?

The CFPB has recorded complaints against Tribal Lending Enterprise, Inc. from 40 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Tribal Lending Enterprise, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Tribal Lending Enterprise, Inc. have?

336 complaints have been filed against Tribal Lending Enterprise, Inc. with the CFPB overall - 50 of them in the past year.

Does Tribal Lending Enterprise, Inc. respond to complaints on time?

Tribal Lending Enterprise, Inc.'s CFPB timely-response rate is 75.9%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Tribal Lending Enterprise, Inc.?

Among all products tied to Tribal Lending Enterprise, Inc., "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Tribal Lending Enterprise, Inc.?

The most common issue reported by consumers about Tribal Lending Enterprise, Inc. is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Tribal Lending Enterprise, Inc.?

You can file a complaint against Tribal Lending Enterprise, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tribal Lending Enterprise, Inc.?

The CFPB has recorded complaints against Tribal Lending Enterprise, Inc. from 40 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Tribal Lending Enterprise, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.