CFPB Consumer Complaint Profile

Valley National Bancorp

Behind the 701 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

701
Total complaints
Above average
92
Last 12 months
95.3%
Timely response
Below median
29
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Valley National Bancorp sits at #416, with 701 complaints logged. It posts a 95.3% on-time response rate, the 30th percentile among companies with 100+ complaints.

#416
of 3,843 companies by volume
95.3%
on time (30th pctile)
Checking or savings …
most-complained product
29
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
63/100
Valley National Bancorp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.3%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.5%
Share of responses the consumer disputed (lower is better)
Relief Rate A 18.0%
Share of complaints closed with monetary or non-monetary relief

Valley National Bancorp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.3% Around the middle higher than 30% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 71 in 2024 to 96 in 2025 (2024 → 2025).

See the full year-over-year release diff

Valley National Bancorp timely response rate 95.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 165
Bank account or service - Checking account 64
Vehicle loan or lease - Loan 61
Mortgage - Conventional home mortgage 58
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 48
Mortgage - Other mortgage 35
Credit reporting or other personal consumer reports - Credit reporting 33
Mortgage - Conventional fixed mortgage 30
Checking or savings account - Savings account 26
Checking or savings account - CD (Certificate of Deposit) 24

Top Issues

1.Managing an account 143
2.Account opening, closing, or management 58
3.Trouble during payment process 52
4.Opening an account 44
5.Improper use of your report 43
6.Managing the loan or lease 41
7.Incorrect information on your report 38
8.Loan modification,collection,foreclosure 28
9.Closing an account 26
10.Application, originator, mortgage broker 24

Complaints by Year

Year Complaints
2012 51
2013 39
2014 30
2015 39
2016 37
2017 19
2018 50
2019 68
2020 38
2021 52
2022 35
2023 55
2024 71
2025 96
2026year in progress 21

Complaints by State (Top 15)

New Jersey 321
New York 155
Florida 89
Pennsylvania 36
California 9
Alabama 9
Connecticut 8
Virginia 7
North Carolina 7
Georgia 6
Texas 6
Delaware 5
Arizona 3
Maryland 3
Michigan 3

Company Responses

Closed with explanation 573
Closed with monetary relief 93
Closed with non-monetary relief 20
Closed with relief 8
Closed without relief 5
Closed 2

What the CFPB Complaint Record Shows for Valley National Bancorp

Valley National Bancorp carries 701 complaints in the CFPB's database, 92 of them filed within the past 12 months. Consumers spanning 29 states and territories have weighed in, giving this a multi-regional footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Managing an account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Valley National Bancorp posts a 95.3% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 15.5% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 18% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Valley National Bancorp have?

Valley National Bancorp has 701 total consumer complaints filed with the CFPB, with 92 filed in the last 12 months.

Does Valley National Bancorp respond to complaints on time?

CFPB complaints against Valley National Bancorp draw a 95.3% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Valley National Bancorp?

Among all products tied to Valley National Bancorp, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Valley National Bancorp?

Consumers most often cite "Managing an account" when complaining about Valley National Bancorp; the full issue list with counts is above.

How do I file a complaint against Valley National Bancorp?

You can file a complaint against Valley National Bancorp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Valley National Bancorp?

The CFPB has recorded complaints against Valley National Bancorp from 29 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Valley National Bancorp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (15.5% here).

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Valley National Bancorp have?

Valley National Bancorp has 701 total consumer complaints filed with the CFPB, with 92 filed in the last 12 months.

Does Valley National Bancorp respond to complaints on time?

CFPB complaints against Valley National Bancorp draw a 95.3% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Valley National Bancorp?

Among all products tied to Valley National Bancorp, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Valley National Bancorp?

Consumers most often cite "Managing an account" when complaining about Valley National Bancorp; the full issue list with counts is above.

How do I file a complaint against Valley National Bancorp?

You can file a complaint against Valley National Bancorp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Valley National Bancorp?

The CFPB has recorded complaints against Valley National Bancorp from 29 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Valley National Bancorp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.