CFPB Consumer Complaint Profile
Wafd Bank
Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 300
- Total complaints
- Above average
- 34
- Last 12 months
- 97.3%
- Timely response
- Below median
- 21
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Wafd Bank sits at #703. Its on-time response record is at the 42nd percentile among companies with 100+ complaints.
- Checking or savings …
- most-complained product
- WA
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Wafd Bank vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
97.3% Around the middle higher than 42% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2011 | 1 |
| 2012 | 4 |
| 2013 | 23 |
| 2014 | 21 |
| 2015 | 24 |
| 2016 | 26 |
| 2017 | 16 |
| 2018 | 22 |
| 2019 | 19 |
| 2020 | 15 |
| 2021 | 18 |
| 2022 | 20 |
| 2023 | 24 |
| 2024 | 25 |
| 2025 | 29 |
| 2026year in progress | 13 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Wafd Bank
The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Wafd Bank, with consumers across the country filing against it. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Managing an account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Wafd Bank: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (27.4% here).
Also handles Checking or savings account
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Wafd Bank have?
Wafd Bank has 300 total consumer complaints filed with the CFPB, with 34 filed in the last 12 months.
Does Wafd Bank respond to complaints on time?
Wafd Bank's CFPB timely-response rate is 97.3%. This is considered excellent.
What product generates the most complaints for Wafd Bank?
"Checking or savings account" draws more CFPB complaints against Wafd Bank than any other product - see the full breakdown above.
What is the most common complaint issue with Wafd Bank?
Consumers most often cite "Managing an account" when complaining about Wafd Bank; the full issue list with counts is above.
How do I file a complaint against Wafd Bank?
You can file a complaint against Wafd Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Wafd Bank?
Wafd Bank has drawn CFPB complaints from 21 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.