Lower-rate state profile

North Dakota: lower per-capita complaints

North Dakota shows 8,661 CFPB complaints (1104.8/100K) - a lower-third per-capita rate. Compare companies and the product mix anyway.

Data updated 2026-08-14

8,661
Total complaints
1104.8
Per 100K residents
Credit reporting or other personal consumer reports
Top product
Equifax, Inc.
Most complaints

The verdict

North Dakota residents have filed 8,661 CFPB complaints - 1104.8 per 100,000 people, among the lowest complaint rates in the country (#44 of 52). Equifax, Inc. draws the most complaints in the state. Nearest per-capita peers: Alaska and West Virginia.

#44
of 52 states by complaints per 100K
1105
complaints per 100,000 residents
Credit reporting o…
most-complained product

North Dakota vs all states by CFPB complaints per 100K

Where this state's per-capita complaint rate sits among every state and territory in the CFPB file (lower is better for residents)

1,105 Among the lowest rates lower rate than 83% of 52 states

States and territories, banded by CFPB complaints per 100,000 residents

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · 2026-08-14

Most-complained companies in North Dakota

Absolute complaint volume for companies residents name most, a different cut from the per-capita state band above.

Equifax, Inc.1,969Transunion Intermediate Hold…1,965Experian Information Solutio…1,782Wells Fargo & Company159Capital One Financial Corpor…128JPMorgan Chase & Co.107Citibank, N.a.98U.S. Bancorp91

Top Companies in North Dakota

Nearest per-capita peers: Alaska; West Virginia; Oregon.

1.Equifax, Inc. 1,969 Also complaint-heavy in South Dakota and New York. 2.Transunion Intermediate Holdings, Inc. 1,965 Also complaint-heavy in Puerto Rico and Rhode Island. 3.Experian Information Solutions Inc. 1,782 Also complaint-heavy in New Jersey and Virginia. 4.Wells Fargo & Company 159 Also complaint-heavy in Oregon and Utah. 5.Capital One Financial Corporation 128 Also complaint-heavy in Kentucky and Rhode Island. 6.JPMorgan Chase & Co. 107 Also complaint-heavy in Alaska and Georgia. 7.Citibank, N.a. 98 Also complaint-heavy in Virginia and Connecticut. 8.U.S. Bancorp 91 Also complaint-heavy in Oklahoma and Delaware. 9.Synchrony Financial 73 Also complaint-heavy in Idaho and South Dakota. 10.Block, Inc. 70 Also complaint-heavy in Wisconsin and Massachusetts. 11.Resurgent Capital Services L.P. 65 Also complaint-heavy in Florida and North Carolina. 12.United Accounts, Inc. 65 Also complaint-heavy in Wisconsin and New Hampshire. 13.Bank of America, National Association 63 Also complaint-heavy in Maine and Montana. 14.Encore Capital Group Inc. 60 Also complaint-heavy in Delaware and Puerto Rico. 15.CL Holdings LLC 48 Also complaint-heavy in New Mexico and Puerto Rico.

Rising year-over-year volume

North Dakota in the lower-rate third

Consumers in North Dakota have filed 8,661 CFPB complaints (1104.8 per 100,000 residents) - a lower-third per-capita rate; small absolute counts still matter when a single company dominates. Even at a lower per-capita rate, "Credit reporting or other personal consumer reports" still dominates the local product mix. Equifax, Inc. draws the most complaints from North Dakota residents in the top-companies table above. On the per-capita ladder, nearest peers are Alaska and West Virginia.

Year-over-year, complaint volume from North Dakota rose from 1,711 in 2024 to 2,925 in 2025 - a change of +71%. 909 complaints have been logged for 2026 so far in this extract, a partial year that should not be compared directly to a full prior year. On a thin volume book, percentage swings this large are often a few dozen complaints - read the absolute year counts in the table.

Educational data summary, not financial or legal advice. Population figures are U.S. Census Bureau estimates.

Source: CFPB Consumer Complaint Database Population: U.S. Census Bureau estimates

Read our methodology - low per-capita states: how small counts are normalised.

Compare all-state rankings, browse every state profile, or see the national complaint picture.