2026 data Public-data reference. official source

AAA Collections

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-AAA-COLLECTIONS AAA Collections

111 DC complaints · rank #578/656 · 99.1% timely

  • DC 111
  • RANK #578/656
  • TIMELY 99.1%
  • RELIEF 0%
  • DISPUTE 34.4%
  • STATES 14
  • ISSUE Written notification about…
  • RESP Closed with explanation
  • PHOTO Finance System

Photo peer: Finance System of Richmond, Inc. (112)

Finance System of Richmond, …112Shermeta Law Group, PLLC112MST Financial Services, L.L.…112AAA Collections (this)111
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

AAA Collections's 111 debt-collection complaints sit next to Finance System of Richmond, Inc. (112) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for AAA Collections →

Debt Collection Complaint Breakdown

Medical debt 62
Medical 23
I do not know 14
Other (i.e. phone, health club, etc.) 7
Other debt 5

Top Complaint Issues

1.Written notification about debt 23
2.Communication tactics 19
3.Attempts to collect debt not owed 18
4.Took or threatened to take negative or legal action 15
5.Cont'd attempts collect debt not owed 8
6.False statements or representation 8
7.Improper contact or sharing of info 7
8.Taking/threatening an illegal action 5
9.Disclosure verification of debt 5
10.Threatened to contact someone or share information improperly 3

Company Responses

Closed with explanation 112
In progress 1
Consumers who disputed the response 34.4%

Complaints by Year

Year Complaints
2013 1
2014 7
2015 8
2016 11
2017 10
2018 5
2019 4
2020 3
2021 6
2022 9
2023 10
2024 17
2025 16
2026 6

Complaints by State (Top 15)

South Dakota 67
North Dakota 19
Iowa 8
Minnesota 3
Nebraska 3
Illinois 3
Arizona 2
California 2
Florida 1
New Jersey 1
Wyoming 1
Missouri 1
Georgia 1
Wisconsin 1

What the CFPB Record Shows for AAA Collections

AAA Collections sits at #578 of 656 debt collectors in this extract by debt-collection complaint volume (12th percentile), the same ordering shown on /collectors. 111 debt-collection complaints against AAA Collections appear in the CFPB record - 98.2% of the 113 complaints filed about this entity. The 14 states and territories represented make this a geographically focused operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Written notification about debt" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

99.1% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 34.4% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for AAA Collections → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for AAA Collections: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (111 here).

Frequently asked questions

How many CFPB debt-collection complaints does AAA Collections have?

111 debt-collection complaints name AAA Collections in this CFPB extract - corpus rank #578/656.

Does AAA Collections respond to CFPB complaints on time?

The timely-response rate for AAA Collections in this extract is 99.1%.

What issue do consumers cite most about AAA Collections?

Consumers most often name "Written notification about debt" when complaining about AAA Collections.

How should I read AAA Collections's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.