CFPB Consumer Complaint Profile

360 Mortgage Group LLC

Behind the 105 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

105
Total complaints
0
Last 12 months
99%
Timely response
25
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, 360 Mortgage Group LLC sits at #1298, with 105 complaints logged. Its on-time response rate is 99%, ahead of the 93% median among companies with 100+ complaints.

#1298
of 3,848 companies by volume
99%
answered on time
Mortgage
most-complained product
25
states with complaints
360 Mortgage Group LLC timely response rate 99.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - VA mortgage 58
Mortgage - FHA mortgage 11
Mortgage - Conventional fixed mortgage 9
Mortgage - Conventional home mortgage 9
Mortgage - Other mortgage 8
Mortgage - Other type of mortgage 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Mortgage - Conventional adjustable mortgage (ARM) 2
Mortgage - Home equity loan or line of credit (HELOC) 1
Debt collection - Mortgage debt 1

Top Issues

1.Loan servicing, payments, escrow account 30
2.Loan modification,collection,foreclosure 22
3.Struggling to pay mortgage 17
4.Trouble during payment process 15
5.Incorrect information on your report 6
6.Settlement process and costs 3
7.Closing on a mortgage 3
8.Applying for a mortgage or refinancing an existing mortgage 3
9.Credit decision / Underwriting 3
10.Application, originator, mortgage broker 1

Complaints by Year

Year Complaints
2012 1
2013 4
2014 3
2015 8
2016 21
2017 40
2018 25
2019 3

Complaints by State (Top 15)

California 15
Florida 14
Georgia 11
Mississippi 9
North Carolina 8
Texas 8
Washington 6
South Carolina 5
Maryland 4
Nevada 3
New Jersey 3
Tennessee 3
Arizona 2
New Mexico 1
Michigan 1

Company Responses

Closed with explanation 97
Closed with monetary relief 6
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for 360 Mortgage Group LLC

105 complaints against 360 Mortgage Group LLC appear in the CFPB record, including 0 from the trailing year. The 25 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Loan servicing, payments, escrow account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, 360 Mortgage Group LLC answers 99% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response in 33.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 7.6% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does 360 Mortgage Group LLC have?

The CFPB has logged 105 complaints against 360 Mortgage Group LLC to date, of which 0 came in over the last 12 months.

Does 360 Mortgage Group LLC respond to complaints on time?

99% of the CFPB complaints against 360 Mortgage Group LLC get a response within the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for 360 Mortgage Group LLC?

Among all products tied to 360 Mortgage Group LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with 360 Mortgage Group LLC?

Consumers most often cite "Loan servicing, payments, escrow account" when complaining about 360 Mortgage Group LLC; the full issue list with counts is above.

How do I file a complaint against 360 Mortgage Group LLC?

You can file a complaint against 360 Mortgage Group LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about 360 Mortgage Group LLC?

360 Mortgage Group LLC has drawn CFPB complaints from 25 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026