CFPB Consumer Complaint Profile

Adir International LLC

What 324 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

324
Total complaints
111
Last 12 months
86.1%
Timely response
13
States affected

The verdict

Adir International LLC ranks #666 of 3,848 financial companies by CFPB complaint volume, with 324 complaints on record. It answers 86.1% of complaints on time — below the 93% median for companies with 100+ complaints.

#666
of 3,848 companies by volume
86.1%
answered on time
Credit reporting or …
most-complained product
13
states with complaints
Adir International LLC timely response rate 86.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 102
Debt collection — I do not know 65
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 59
Debt collection — Credit card debt 26
Credit card — Store credit card 25
Credit card or prepaid card — Store credit card 22
Debt collection — Other debt 12
Credit card or prepaid card — General-purpose credit card or charge card 4
Payday loan, title loan, or personal loan — Installment loan 2
Credit card — General-purpose credit card or charge card 2

Top Issues

1.Incorrect information on your report 86
2.Improper use of your report 50
3.Took or threatened to take negative or legal action 41
4.Attempts to collect debt not owed 38
5.Problem with a company's investigation into an existing problem 20
6.Getting a credit card 17
7.Problem with a credit reporting company's investigation into an existing problem 15
8.False statements or representation 9
9.Problem with a purchase shown on your statement 9
10.Written notification about debt 9

Complaints by Year

Year Complaints
2015 1
2016 1
2017 2
2018 6
2019 5
2020 21
2021 34
2022 31
2023 40
2024 50
2025 105
2026 28

Complaints by State (Top 15)

California 218
Arizona 47
Nevada 45
Georgia 2
Mississippi 2
South Carolina 1
Pennsylvania 1
Louisiana 1
Kansas 1
Missouri 1
Puerto Rico 1
Connecticut 1
Minnesota 1

Company Responses

Closed with explanation 286
Closed with non-monetary relief 32
Closed with monetary relief 6

What the CFPB Complaint Record Shows for Adir International LLC

The CFPB Consumer Complaint Database has logged 324 complaints against Adir International LLC overall, with 111 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Adir International LLC's timely response rate stands at 86.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 11.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Adir International LLC have?

Adir International LLC has 324 total consumer complaints filed with the CFPB, with 111 filed in the last 12 months.

Does Adir International LLC respond to complaints on time?

Adir International LLC has a 86.1% timely response rate to CFPB complaints.

What product generates the most complaints for Adir International LLC?

The most complained-about product for Adir International LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Adir International LLC?

The most common issue reported by consumers about Adir International LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Adir International LLC?

You can file a complaint against Adir International LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Adir International LLC?

Consumers in 13 states and territories have filed complaints about Adir International LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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