CFPB Consumer Complaint Profile
Applied Data Finance, LLC
481 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 481
- Total complaints
- 184
- Last 12 months
- 98.3%
- Timely response
- 35
- States affected
The verdict
Applied Data Finance, LLC ranks #524 of 3,848 financial companies by CFPB complaint volume, with 481 complaints on record. Its on-time response rate is 98.3%, ahead of the 93% median among companies with 100+ complaints.
- #524
- of 3,848 companies by volume
- 98.3%
- answered on time
- Credit reporting or …
- most-complained product
- 35
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 1 |
| 2017 | 8 |
| 2018 | 11 |
| 2019 | 23 |
| 2020 | 34 |
| 2021 | 45 |
| 2022 | 44 |
| 2023 | 58 |
| 2024 | 55 |
| 2025 | 162 |
| 2026 | 40 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Applied Data Finance, LLC
The CFPB Consumer Complaint Database has logged 481 complaints against Applied Data Finance, LLC overall, with 184 of those filed in the trailing 12 months. Reports have come from consumers in 35 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Applied Data Finance, LLC answers 98.3% of forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0.8% closed with the consumer receiving monetary or non-monetary relief.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Applied Data Finance, LLC have?
Applied Data Finance, LLC has 481 total consumer complaints filed with the CFPB, with 184 filed in the last 12 months.
Does Applied Data Finance, LLC respond to complaints on time?
98.3% of the CFPB complaints against Applied Data Finance, LLC get a response within the expected window. This is considered excellent.
What product generates the most complaints for Applied Data Finance, LLC?
"Credit reporting or other personal consumer reports" draws more CFPB complaints against Applied Data Finance, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Applied Data Finance, LLC?
Consumers most often cite "Incorrect information on your report" when complaining about Applied Data Finance, LLC; the full issue list with counts is above.
How do I file a complaint against Applied Data Finance, LLC?
You can file a complaint against Applied Data Finance, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Applied Data Finance, LLC?
Applied Data Finance, LLC has drawn CFPB complaints from 35 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~481)
Also handles Credit reporting or other personal consumer reports
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.