CFPB Consumer Complaint Profile
Applied Data Finance, LLC
481 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 481
- Total complaints
- Above average
- 184
- Last 12 months
- 98.3%
- Timely response
- Above median
- 35
- States affected
The verdict
Applied Data Finance, LLC ranks #523 of 3,843 financial companies by CFPB complaint volume, with 481 complaints on record. Its on-time response rate is 98.3%, the 51st percentile among companies with 100+ complaints.
- #523
- of 3,843 companies by volume
- 98.3%
- on time (51st pctile)
- Credit reporting or …
- most-complained product
- 35
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Applied Data Finance, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.3% Higher than most higher than 51% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 55 in 2024 to 162 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 1 |
| 2017 | 8 |
| 2018 | 11 |
| 2019 | 23 |
| 2020 | 34 |
| 2021 | 45 |
| 2022 | 44 |
| 2023 | 58 |
| 2024 | 55 |
| 2025 | 162 |
| 2026year in progress | 40 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Applied Data Finance, LLC
The CFPB Consumer Complaint Database has logged 481 complaints against Applied Data Finance, LLC overall, with 184 of those filed in the trailing 12 months. Reports have come from consumers in 35 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Applied Data Finance, LLC posts a 98.3% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0.8%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Applied Data Finance, LLC have?
Applied Data Finance, LLC has 481 total consumer complaints filed with the CFPB, with 184 filed in the last 12 months.
Does Applied Data Finance, LLC respond to complaints on time?
CFPB complaints against Applied Data Finance, LLC draw a 98.3% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Applied Data Finance, LLC?
"Credit reporting or other personal consumer reports" draws more CFPB complaints against Applied Data Finance, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Applied Data Finance, LLC?
Consumers most often cite "Incorrect information on your report" when complaining about Applied Data Finance, LLC; the full issue list with counts is above.
How do I file a complaint against Applied Data Finance, LLC?
You can file a complaint against Applied Data Finance, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Applied Data Finance, LLC?
Applied Data Finance, LLC has drawn CFPB complaints from 35 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Applied Data Finance, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.