CFPB Consumer Complaint Profile

Ardmore Finance Corporation

Consumers have filed 28 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

28
Total complaints
Mid-range
12
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Ardmore Finance Corporation has accumulated 28 complaints, placing it #2422 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#2422
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
6
states with complaints
B-
PlainCredit Trust Score
66/100
Ardmore Finance Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Ardmore Finance Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Ardmore Finance Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 6
Debt collection - I do not know 5
Debt collection - Payday loan debt 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Payday loan, title loan, or personal loan - Installment loan 2
Payday loan, title loan, or personal loan - Payday loan 2
Payday loan, title loan, or personal loan - Personal line of credit 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1
Consumer Loan - Installment loan 1
Payday loan, title loan, personal loan, or advance loan - Payday loan 1

Top Issues

1.Incorrect information on your report 8
2.Problem when making payments 3
3.Struggling to pay your loan 3
4.Took or threatened to take negative or legal action 3
5.Threatened to contact someone or share information improperly 2
6.Attempts to collect debt not owed 2
7.Problem with the payoff process at the end of the loan 1
8.Communication tactics 1
9.False statements or representation 1
10.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2015 1
2017 1
2018 3
2019 3
2021 2
2022 3
2024 2
2025 10
2026year in progress 3

Complaints by State (Top 15)

Oklahoma 8
Missouri 8
Illinois 6
Texas 4
North Carolina 1
New Mexico 1

Company Responses

Closed with explanation 28

What the CFPB Complaint Record Shows for Ardmore Finance Corporation

The CFPB Consumer Complaint Database has logged 28 complaints against Ardmore Finance Corporation overall, with 12 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Ardmore Finance Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ardmore Finance Corporation have?

Ardmore Finance Corporation has 28 total consumer complaints filed with the CFPB, with 12 filed in the last 12 months.

Does Ardmore Finance Corporation respond to complaints on time?

Ardmore Finance Corporation has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Ardmore Finance Corporation?

The most complained-about product for Ardmore Finance Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Ardmore Finance Corporation?

Consumers most often cite "Incorrect information on your report" when complaining about Ardmore Finance Corporation; the full issue list with counts is above.

How do I file a complaint against Ardmore Finance Corporation?

You can file a complaint against Ardmore Finance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ardmore Finance Corporation?

Consumers in 6 states and territories have filed complaints about Ardmore Finance Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Ardmore Finance Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026