CFPB Consumer Complaint Profile
Aspen Yo LLC
Behind the 469 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 469
- Total complaints
- Above average
- 6
- Last 12 months
- 83.4%
- Timely response
- Bottom quartile
- 36
- States affected
The verdict
469 CFPB complaints put Aspen Yo LLC at #528 out of 3,843 financial companies ranked by complaint volume. It posts a 83.4% on-time response rate, the 11th percentile among companies with 100+ complaints.
- #528
- of 3,843 companies by volume
- 83.4%
- on time (11th pctile)
- Mortgage
- most-complained product
- 36
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Aspen Yo LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
83.4% Among the lowest higher than 11% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 65 in 2024 to 7 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 1 |
| 2015 | 19 |
| 2016 | 25 |
| 2017 | 24 |
| 2018 | 16 |
| 2019 | 17 |
| 2020 | 49 |
| 2021 | 94 |
| 2022 | 69 |
| 2023 | 82 |
| 2024 | 65 |
| 2025 | 7 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Aspen Yo LLC
469 complaints against Aspen Yo LLC appear in the CFPB record, including 6 from the trailing year. The 36 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Aspen Yo LLC posts a 83.4% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Consumers formally disputed the company's response at a 17.6% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0.9% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Aspen Yo LLC have?
The CFPB has logged 469 complaints against Aspen Yo LLC to date, of which 6 came in over the last 12 months.
Does Aspen Yo LLC respond to complaints on time?
CFPB complaints against Aspen Yo LLC draw a 83.4% timely-response rate inside the expected window.
What product generates the most complaints for Aspen Yo LLC?
The most complained-about product for Aspen Yo LLC is "Mortgage." You can view the full product breakdown on this page.
What is the most common complaint issue with Aspen Yo LLC?
Consumers most often cite "Trouble during payment process" when complaining about Aspen Yo LLC; the full issue list with counts is above.
How do I file a complaint against Aspen Yo LLC?
You can file a complaint against Aspen Yo LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Aspen Yo LLC?
Consumers in 36 states and territories have filed complaints about Aspen Yo LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Aspen Yo LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (17.6% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.