CFPB Consumer Complaint Profile

Security National Automotive Acceptance

111 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

111
Total complaints
0
Last 12 months
100%
Timely response
32
States affected

The verdict

111 CFPB complaints put Security National Automotive Acceptance at #1269 out of 3,848 financial companies ranked by complaint volume. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#1269
of 3,848 companies by volume
100%
answered on time
Consumer Loan
most-complained product
32
states with complaints
Security National Automotive Acceptance timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Consumer Loan - Vehicle loan 41
Vehicle loan or lease - Loan 35
Debt collection - Auto debt 16
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 13
Vehicle loan or lease - Lease 1
Money transfer, virtual currency, or money service - Domestic (US) money transfer 1
Payday loan, title loan, or personal loan - Installment loan 1
Consumer Loan - Vehicle lease 1
Debt collection - Auto 1
Credit reporting 1

Top Issues

1.Managing the loan or lease 24
2.Problems when you are unable to pay 19
3.Struggling to pay your loan 19
4.Incorrect information on your report 12
5.Problem with a credit reporting company's investigation into an existing problem 5
6.Communication tactics 4
7.Problems at the end of the loan or lease 4
8.Took or threatened to take negative or legal action 4
9.Threatened to contact someone or share information improperly 3
10.Attempts to collect debt not owed 3

Complaints by Year

Year Complaints
2013 2
2014 5
2015 14
2016 19
2017 26
2018 26
2019 14
2020 5

Complaints by State (Top 15)

Texas 15
North Carolina 10
Florida 8
Georgia 8
Illinois 7
Virginia 5
South Carolina 5
California 5
Louisiana 3
Washington 3
Hawaii 3
Ohio 3
Kentucky 3
Utah 2
Colorado 2

Company Responses

Closed with explanation 94
Closed with monetary relief 10
Closed with non-monetary relief 6
Closed 1

What the CFPB Complaint Record Shows for Security National Automotive Acceptance

111 complaints against Security National Automotive Acceptance appear in the CFPB record, including 0 from the trailing year. The 32 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Consumer Loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing the loan or lease" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Security National Automotive Acceptance answers 100% of forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. In 15.9% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 14.4% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Security National Automotive Acceptance have?

111 complaints have been filed against Security National Automotive Acceptance with the CFPB overall - 0 of them in the past year.

Does Security National Automotive Acceptance respond to complaints on time?

Security National Automotive Acceptance's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Security National Automotive Acceptance?

"Consumer Loan" draws more CFPB complaints against Security National Automotive Acceptance than any other product - see the full breakdown above.

What is the most common complaint issue with Security National Automotive Acceptance?

Consumers most often cite "Managing the loan or lease" when complaining about Security National Automotive Acceptance; the full issue list with counts is above.

How do I file a complaint against Security National Automotive Acceptance?

You can file a complaint against Security National Automotive Acceptance directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Security National Automotive Acceptance?

Consumers in 32 states and territories have filed complaints about Security National Automotive Acceptance with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026