CFPB Consumer Complaint Profile

Crescent City Credit Recovery, Inc.

What 37 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

37
Total complaints
Mid-range
17
Last 12 months
13.5%
Timely response
Bottom decile
16
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Crescent City Credit Recovery, Inc. sits at #2112, with 37 complaints logged. Its on-time response rate is 13.5%, the 1st percentile among companies with 100+ complaints.

#2112
of 3,843 companies by volume
13.5%
on time (1st pctile)
Credit reporting or …
most-complained product
16
states with complaints
F
PlainCredit Trust Score
31/100
Crescent City Credit Recovery, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 13.5%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Crescent City Credit Recovery, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

13.5% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 5 in 2024 to 21 in 2025 (2024 → 2025).

See the full year-over-year release diff

Crescent City Credit Recovery, Inc. timely response rate 13.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 17
Debt collection - I do not know 10
Debt collection - Medical debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Auto debt 1
Debt collection - Other debt 1
Debt collection - Credit card debt 1
Debt collection - Medical 1

Top Issues

1.Improper use of your report 13
2.Took or threatened to take negative or legal action 8
3.Attempts to collect debt not owed 4
4.Incorrect information on your report 3
5.Problem with a company's investigation into an existing problem 3
6.Written notification about debt 2
7.Unable to get your credit report or credit score 1
8.Electronic communications 1
9.Communication tactics 1
10.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2017 1
2018 1
2020 3
2022 4
2023 2
2024 5
2025 21

Complaints by State (Top 15)

Louisiana 8
Florida 5
New York 4
North Carolina 4
Georgia 4
Texas 2
Michigan 1
Missouri 1
Ohio 1
Arizona 1
Indiana 1
Pennsylvania 1
Wisconsin 1
Illinois 1
Maryland 1

Company Responses

Untimely response 32
Closed with explanation 5

What the CFPB Complaint Record Shows for Crescent City Credit Recovery, Inc.

The CFPB Consumer Complaint Database has logged 37 complaints against Crescent City Credit Recovery, Inc. overall, with 17 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Crescent City Credit Recovery, Inc.'s timely response rate stands at 13.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Crescent City Credit Recovery, Inc. have?

37 complaints have been filed against Crescent City Credit Recovery, Inc. with the CFPB overall - 17 of them in the past year.

Does Crescent City Credit Recovery, Inc. respond to complaints on time?

Crescent City Credit Recovery, Inc. has a 13.5% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Crescent City Credit Recovery, Inc.?

Among all products tied to Crescent City Credit Recovery, Inc., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Crescent City Credit Recovery, Inc.?

The most common issue reported by consumers about Crescent City Credit Recovery, Inc. is "Improper use of your report." All complaint issues are listed above with their counts.

How do I file a complaint against Crescent City Credit Recovery, Inc.?

You can file a complaint against Crescent City Credit Recovery, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Crescent City Credit Recovery, Inc.?

Crescent City Credit Recovery, Inc. has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Crescent City Credit Recovery, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026