CFPB Consumer Complaint Profile

Finance of America Mortgage LLC

Consumers have filed 160 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

160
Total complaints
Mid-range
1
Last 12 months
92.5%
Timely response
Bottom quartile
34
States affected

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The verdict

160 CFPB complaints put Finance of America Mortgage LLC at #1063 out of 3,843 financial companies ranked by complaint volume. It posts a 92.5% on-time response rate, the 22nd percentile among companies with 100+ complaints.

#1063
of 3,843 companies by volume
92.5%
on time (22nd pctile)
Mortgage
most-complained product
34
states with complaints
C-
PlainCredit Trust Score
51/100
Finance of America Mortgage LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 22.5%
Share of complaints closed with monetary or non-monetary relief

Finance of America Mortgage LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.5% Among the lowest higher than 22% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Finance of America Mortgage LLC timely response rate 92.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 61
Mortgage - FHA mortgage 34
Mortgage - Conventional home mortgage 24
Mortgage - Other mortgage 20
Mortgage - VA mortgage 6
Mortgage - Other type of mortgage 4
Credit reporting or other personal consumer reports - Credit reporting 4
Mortgage - Conventional adjustable mortgage (ARM) 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Mortgage - Reverse mortgage 1

Top Issues

1.Application, originator, mortgage broker 48
2.Loan servicing, payments, escrow account 29
3.Closing on a mortgage 21
4.Settlement process and costs 18
5.Applying for a mortgage or refinancing an existing mortgage 14
6.Credit decision / Underwriting 8
7.Loan modification,collection,foreclosure 8
8.Trouble during payment process 5
9.Incorrect information on your report 4
10.Struggling to pay mortgage 2

Complaints by Year

Year Complaints
2012 10
2013 7
2014 22
2015 26
2016 38
2017 20
2018 15
2019 16
2020 1
2023 2
2024 2
2025 1

Complaints by State (Top 15)

California 35
New Jersey 16
Pennsylvania 11
Texas 8
Washington 7
South Carolina 7
Nevada 6
Maryland 5
Florida 5
Louisiana 4
Oregon 4
Tennessee 4
Michigan 4
Colorado 4
Ohio 4

Company Responses

Closed with explanation 113
Closed with monetary relief 29
Closed with non-monetary relief 7
Closed 6
Untimely response 5

What the CFPB Complaint Record Shows for Finance of America Mortgage LLC

The CFPB Consumer Complaint Database has logged 160 complaints against Finance of America Mortgage LLC overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 34 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Application, originator, mortgage broker," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Finance of America Mortgage LLC posts a 92.5% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 28.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 22.5% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Finance of America Mortgage LLC have?

Finance of America Mortgage LLC has 160 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Finance of America Mortgage LLC respond to complaints on time?

CFPB complaints against Finance of America Mortgage LLC draw a 92.5% timely-response rate inside the expected window.

What product generates the most complaints for Finance of America Mortgage LLC?

The most complained-about product for Finance of America Mortgage LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Finance of America Mortgage LLC?

The most common issue reported by consumers about Finance of America Mortgage LLC is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.

How do I file a complaint against Finance of America Mortgage LLC?

You can file a complaint against Finance of America Mortgage LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Finance of America Mortgage LLC?

Consumers in 34 states and territories have filed complaints about Finance of America Mortgage LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Finance of America Mortgage LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026