CFPB Consumer Complaint Profile
First Guaranty Mortgage Corp
Behind the 78 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 78
- Total complaints
- Mid-range
- 3
- Last 12 months
- 92.3%
- Timely response
- Bottom quartile
- 23
- States affected
The verdict
78 CFPB complaints put First Guaranty Mortgage Corp at #1485 out of 3,843 financial companies ranked by complaint volume. It posts a 92.3% on-time response rate, the 22nd percentile among companies with 100+ complaints.
- #1485
- of 3,843 companies by volume
- 92.3%
- on time (22nd pctile)
- Mortgage
- most-complained product
- 23
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
First Guaranty Mortgage Corp vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
92.3% Among the lowest higher than 22% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 3 |
| 2014 | 4 |
| 2015 | 11 |
| 2016 | 7 |
| 2017 | 13 |
| 2018 | 12 |
| 2019 | 4 |
| 2020 | 5 |
| 2021 | 8 |
| 2022 | 5 |
| 2023 | 1 |
| 2024 | 2 |
| 2025 | 1 |
| 2026year in progress | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for First Guaranty Mortgage Corp
78 complaints against First Guaranty Mortgage Corp appear in the CFPB record, including 3 from the trailing year. The 23 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against First Guaranty Mortgage Corp draw a 92.3% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 7.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 23.1% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does First Guaranty Mortgage Corp have?
The CFPB has logged 78 complaints against First Guaranty Mortgage Corp to date, of which 3 came in over the last 12 months.
Does First Guaranty Mortgage Corp respond to complaints on time?
CFPB complaints against First Guaranty Mortgage Corp draw a 92.3% timely-response rate inside the expected window.
What product generates the most complaints for First Guaranty Mortgage Corp?
"Mortgage" draws more CFPB complaints against First Guaranty Mortgage Corp than any other product - see the full breakdown above.
What is the most common complaint issue with First Guaranty Mortgage Corp?
"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against First Guaranty Mortgage Corp - see all issues and counts above.
How do I file a complaint against First Guaranty Mortgage Corp?
You can file a complaint against First Guaranty Mortgage Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about First Guaranty Mortgage Corp?
Consumers in 23 states and territories have filed complaints about First Guaranty Mortgage Corp with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for First Guaranty Mortgage Corp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (7.1% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.