CFPB Consumer Complaint Profile

First Premier Financial, Inc.

What 12 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

12
Total complaints
Below average
0
Last 12 months
91.7%
Timely response
Bottom quartile
2
States affected

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The verdict

First Premier Financial, Inc. ranks #3492 of 3,843 financial companies by CFPB complaint volume, with 12 complaints on record. Its on-time response rate is 91.7%, the 21st percentile among companies with 100+ complaints.

#3492
of 3,843 companies by volume
91.7%
on time (21st pctile)
Consumer Loan
most-complained product
2
states with complaints
D
PlainCredit Trust Score
45/100
First Premier Financial, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 30.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B 8.3%
Share of complaints closed with monetary or non-monetary relief

First Premier Financial, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.7% Among the lowest higher than 21% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

First Premier Financial, Inc. timely response rate 91.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Consumer Loan - Vehicle loan 8
Debt collection - Auto 2
Vehicle loan or lease - Loan 1
Debt collection - Auto debt 1

Top Issues

1.Managing the loan or lease 5
2.Problems when you are unable to pay 2
3.Taking out the loan or lease 1
4.Struggling to pay your loan 1
5.Cont'd attempts collect debt not owed 1
6.Written notification about debt 1
7.Communication tactics 1

Complaints by Year

Year Complaints
2015 4
2016 3
2017 3
2018 2

Complaints by State (Top 15)

Colorado 11
Kentucky 1

Company Responses

Closed with explanation 11
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for First Premier Financial, Inc.

12 complaints against First Premier Financial, Inc. appear in the CFPB record, including 0 from the trailing year. The 2 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Consumer Loan," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Managing the loan or lease" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, First Premier Financial, Inc. posts a 91.7% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 30% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 8.3%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Premier Financial, Inc. have?

The CFPB has logged 12 complaints against First Premier Financial, Inc. to date, of which 0 came in over the last 12 months.

Does First Premier Financial, Inc. respond to complaints on time?

First Premier Financial, Inc.'s CFPB timely-response rate is 91.7%.

What product generates the most complaints for First Premier Financial, Inc.?

The most complained-about product for First Premier Financial, Inc. is "Consumer Loan." You can view the full product breakdown on this page.

What is the most common complaint issue with First Premier Financial, Inc.?

"Managing the loan or lease" is the single most frequently cited issue in complaints against First Premier Financial, Inc. - see all issues and counts above.

How do I file a complaint against First Premier Financial, Inc.?

You can file a complaint against First Premier Financial, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Premier Financial, Inc.?

First Premier Financial, Inc. has drawn CFPB complaints from 2 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for First Premier Financial, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026