CFPB Consumer Complaint Profile

FirstKey Holdings, LLC

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

37
Total complaints
Mid-range
9
Last 12 months
91.9%
Timely response
Bottom quartile
16
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, FirstKey Holdings, LLC sits at #2112. For answering complaints on time it stands at the 21st percentile in the 100+ complaint peer group.

Mortgage
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
52/100
FirstKey Holdings, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.1%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 16.2%
Share of complaints closed with monetary or non-monetary relief

FirstKey Holdings, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.9% Among the lowest higher than 21% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 9
Mortgage - Conventional home mortgage 6
Student loan - Private student loan 5
Mortgage - FHA mortgage 3
Mortgage - Conventional adjustable mortgage (ARM) 2
Mortgage - Other type of mortgage 2
Debt collection - I do not know 2
Mortgage - Other mortgage 2
Debt collection - Mortgage debt 2
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Loan servicing, payments, escrow account 11
2.Trouble during payment process 7
3.Dealing with your lender or servicer 4
4.Struggling to pay mortgage 3
5.Incorrect information on your report 3
6.Took or threatened to take negative or legal action 2
7.Loan modification,collection,foreclosure 1
8.Getting a loan 1
9.Attempts to collect debt not owed 1
10.Other 1

Complaints by Year

Year Complaints
2015 4
2016 8
2017 3
2018 2
2021 2
2023 5
2024 3
2025 4
2026year in progress 6

Complaints by State (Top 15)

California 12
Florida 4
Minnesota 3
Kentucky 2
Maryland 2
Georgia 2
New York 2
Illinois 2
Tennessee 1
New Jersey 1
Connecticut 1
Massachusetts 1
Oregon 1
Pennsylvania 1
Michigan 1

Company Responses

Closed with explanation 28
Closed with monetary relief 3
Closed with non-monetary relief 3
Closed 2
In progress 1

What the CFPB Complaint Record Shows for FirstKey Holdings, LLC

In the CFPB record, FirstKey Holdings, LLC has a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan servicing, payments, escrow account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for FirstKey Holdings, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does FirstKey Holdings, LLC have?

The CFPB has logged 37 complaints against FirstKey Holdings, LLC to date, of which 9 came in over the last 12 months.

Does FirstKey Holdings, LLC respond to complaints on time?

FirstKey Holdings, LLC has a 91.9% timely response rate to CFPB complaints.

What product generates the most complaints for FirstKey Holdings, LLC?

"Mortgage" draws more CFPB complaints against FirstKey Holdings, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with FirstKey Holdings, LLC?

"Loan servicing, payments, escrow account" is the single most frequently cited issue in complaints against FirstKey Holdings, LLC - see all issues and counts above.

How do I file a complaint against FirstKey Holdings, LLC?

You can file a complaint against FirstKey Holdings, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about FirstKey Holdings, LLC?

FirstKey Holdings, LLC has drawn CFPB complaints from 16 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

FirstKey Holdings, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.