CFPB Consumer Complaint Profile

Harmon Law Offices, P.C.

Consumers have filed 36 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

36
Total complaints
Mid-range
0
Last 12 months
97.2%
Timely response
Below median
4
States affected

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The verdict

36 CFPB complaints put Harmon Law Offices, P.C. at #2143 out of 3,843 financial companies ranked by complaint volume. It posts a 97.2% on-time response rate, the 41st percentile among companies with 100+ complaints.

#2143
of 3,843 companies by volume
97.2%
on time (41st pctile)
Mortgage
most-complained product
4
states with complaints
D
PlainCredit Trust Score
45/100
Harmon Law Offices, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.8%
Share of complaints closed with monetary or non-monetary relief

Harmon Law Offices, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.2% Around the middle higher than 41% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Harmon Law Offices, P.C. timely response rate 97.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 13
Debt collection - Mortgage debt 7
Mortgage - Other type of mortgage 5
Mortgage - Other mortgage 3
Debt collection - Mortgage 2
Mortgage - Conventional fixed mortgage 2
Mortgage - FHA mortgage 1
Mortgage - Reverse mortgage 1
Debt collection - I do not know 1
Mortgage - Conventional adjustable mortgage (ARM) 1

Top Issues

1.Struggling to pay mortgage 13
2.Loan modification,collection,foreclosure 6
3.Trouble during payment process 5
4.Took or threatened to take negative or legal action 3
5.Attempts to collect debt not owed 2
6.Disclosure verification of debt 2
7.Closing on a mortgage 2
8.Written notification about debt 2
9.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2014 1
2015 3
2016 4
2017 5
2018 11
2019 4
2022 1
2023 5
2024 2

Complaints by State (Top 15)

Massachusetts 26
Rhode Island 6
New Hampshire 3
Connecticut 1

Company Responses

Closed with explanation 33
Closed 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Harmon Law Offices, P.C.

Harmon Law Offices, P.C. carries 36 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 4 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Struggling to pay mortgage" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Harmon Law Offices, P.C.'s timely response rate stands at 97.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 33.3% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 2.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Harmon Law Offices, P.C. have?

The CFPB has logged 36 complaints against Harmon Law Offices, P.C. to date, of which 0 came in over the last 12 months.

Does Harmon Law Offices, P.C. respond to complaints on time?

CFPB complaints against Harmon Law Offices, P.C. draw a 97.2% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Harmon Law Offices, P.C.?

"Mortgage" draws more CFPB complaints against Harmon Law Offices, P.C. than any other product - see the full breakdown above.

What is the most common complaint issue with Harmon Law Offices, P.C.?

"Struggling to pay mortgage" is the single most frequently cited issue in complaints against Harmon Law Offices, P.C. - see all issues and counts above.

How do I file a complaint against Harmon Law Offices, P.C.?

You can file a complaint against Harmon Law Offices, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Harmon Law Offices, P.C.?

The CFPB has recorded complaints against Harmon Law Offices, P.C. from 4 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Harmon Law Offices, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Source: CFPB Consumer Complaint Database Data through March 2026