CFPB Consumer Complaint Profile

Higher Education Servicing Corporation, Inc.

Consumers have filed 35 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

35
Total complaints
Mid-range
9
Last 12 months
97.1%
Timely response
Below median
16
States affected

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The verdict

35 CFPB complaints put Higher Education Servicing Corporation, Inc. at #2180 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 97.1%, the 40th percentile for the 100+ complaint peer group.

#2180
of 3,843 companies by volume
97.1%
on time (40th pctile)
Credit reporting or …
most-complained product
16
states with complaints
B
PlainCredit Trust Score
71/100
Higher Education Servicing Corporation, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.1%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.7%
Share of complaints closed with monetary or non-monetary relief

Higher Education Servicing Corporation, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.1% Around the middle higher than 40% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Higher Education Servicing Corporation, Inc. timely response rate 97.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 14
Student loan - Federal student loan servicing 10
Student loan - Private student loan 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Debt collection - Federal student loan debt 2

Top Issues

1.Incorrect information on your report 13
2.Problem with a company's investigation into an existing problem 8
3.Dealing with your lender or servicer 8
4.Problem with a credit reporting company's investigation into an existing problem 2
5.Attempts to collect debt not owed 1
6.Struggling to repay your loan 1
7.False statements or representation 1
8.Dealing with my lender or servicer 1

Complaints by Year

Year Complaints
2017 3
2018 4
2019 1
2020 2
2021 1
2023 4
2024 8
2025 11
2026year in progress 1

Complaints by State (Top 15)

Texas 17
Florida 2
Illinois 2
Louisiana 2
Minnesota 1
Colorado 1
Arkansas 1
Utah 1
North Dakota 1
District of Columbia 1
Alabama 1
Massachusetts 1
New Jersey 1
Wisconsin 1
New Mexico 1

Company Responses

Closed with explanation 33
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Higher Education Servicing Corporation, Inc.

Higher Education Servicing Corporation, Inc. carries 35 complaints in the CFPB's database, 9 of them filed within the past 12 months. Consumers spanning 16 states and territories have weighed in, giving this a multi-regional footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

Higher Education Servicing Corporation, Inc.'s timely response rate stands at 97.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 5.7%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Higher Education Servicing Corporation, Inc. have?

Higher Education Servicing Corporation, Inc. has 35 total consumer complaints filed with the CFPB, with 9 filed in the last 12 months.

Does Higher Education Servicing Corporation, Inc. respond to complaints on time?

CFPB complaints against Higher Education Servicing Corporation, Inc. draw a 97.1% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Higher Education Servicing Corporation, Inc.?

The most complained-about product for Higher Education Servicing Corporation, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Higher Education Servicing Corporation, Inc.?

The most common issue reported by consumers about Higher Education Servicing Corporation, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Higher Education Servicing Corporation, Inc.?

You can file a complaint against Higher Education Servicing Corporation, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Higher Education Servicing Corporation, Inc.?

The CFPB has recorded complaints against Higher Education Servicing Corporation, Inc. from 16 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Higher Education Servicing Corporation, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026