CFPB Consumer Complaint Profile

Higher Education Student Assistance Authority (Hesaa)

What 316 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

316
Total complaints
Above average
8
Last 12 months
98.1%
Timely response
Below median
23
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Higher Education Student Assistance Authority (Hesaa) sits at #670, with 316 complaints logged. On-time replies land at 98.1%, the 48th percentile for the 100+ complaint peer group.

#670
of 3,843 companies by volume
98.1%
on time (48th pctile)
Student loan
most-complained product
23
states with complaints
C
PlainCredit Trust Score
57/100
Higher Education Student Assistance Authority (Hesaa) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.2%
Share of responses the consumer disputed (lower is better)
Relief Rate B 7.9%
Share of complaints closed with monetary or non-monetary relief

Higher Education Student Assistance Authority (Hesaa) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.1% Around the middle higher than 48% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Higher Education Student Assistance Authority (Hesaa) timely response rate 98.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Non-federal student loan 150
Student loan - Private student loan 72
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 38
Student loan - Federal student loan servicing 28
Debt collection - Non-federal student loan 10
Debt collection - Private student loan debt 10
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Federal student loan debt 2
Debt collection - Credit card debt 1
Debt collection - I do not know 1

Top Issues

1.Can't repay my loan 57
2.Dealing with my lender or servicer 54
3.Dealing with your lender or servicer 50
4.Incorrect information on your report 35
5.Struggling to repay your loan 30
6.Repaying your loan 26
7.Problems when you are unable to pay 12
8.Problem with a credit reporting company's investigation into an existing problem 11
9.Getting a loan 8
10.Written notification about debt 6

Complaints by Year

Year Complaints
2012 19
2013 20
2014 34
2015 45
2016 39
2017 31
2018 25
2019 22
2020 17
2021 16
2022 18
2023 5
2024 15
2025 9
2026year in progress 1

Complaints by State (Top 15)

New Jersey 217
New York 20
Pennsylvania 13
Massachusetts 8
Florida 8
California 7
Georgia 6
North Carolina 6
Connecticut 4
Maryland 3
Delaware 3
Virginia 2
District of Columbia 2
Louisiana 2
Ohio 2

Company Responses

Closed with explanation 289
Closed with non-monetary relief 21
Closed with monetary relief 4
Closed 1
In progress 1

What the CFPB Complaint Record Shows for Higher Education Student Assistance Authority (Hesaa)

316 complaints against Higher Education Student Assistance Authority (Hesaa) appear in the CFPB record, including 8 from the trailing year. The 23 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Can't repay my loan" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Higher Education Student Assistance Authority (Hesaa) draw a 98.1% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 23.2% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 7.9%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Higher Education Student Assistance Authority (Hesaa) have?

The CFPB has logged 316 complaints against Higher Education Student Assistance Authority (Hesaa) to date, of which 8 came in over the last 12 months.

Does Higher Education Student Assistance Authority (Hesaa) respond to complaints on time?

Higher Education Student Assistance Authority (Hesaa)'s CFPB timely-response rate is 98.1%. That is a strong response record by CFPB standards.

What product generates the most complaints for Higher Education Student Assistance Authority (Hesaa)?

The most complained-about product for Higher Education Student Assistance Authority (Hesaa) is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Higher Education Student Assistance Authority (Hesaa)?

"Can't repay my loan" is the single most frequently cited issue in complaints against Higher Education Student Assistance Authority (Hesaa) - see all issues and counts above.

How do I file a complaint against Higher Education Student Assistance Authority (Hesaa)?

You can file a complaint against Higher Education Student Assistance Authority (Hesaa) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Higher Education Student Assistance Authority (Hesaa)?

Consumers in 23 states and territories have filed complaints about Higher Education Student Assistance Authority (Hesaa) with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Higher Education Student Assistance Authority (Hesaa): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (23.2% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026