CFPB Consumer Complaint Profile

NCB Management Services Inc.

Behind the 5,843 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

5,843
Total complaints
1,965
Last 12 months
99.8%
Timely response
52
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, NCB Management Services Inc. has accumulated 5,843 complaints, placing it #91 by volume. It answers 99.8% of complaints on time - above the 93% median for companies with 100+ complaints.

#91
of 3,848 companies by volume
99.8%
answered on time
Debt collection
most-complained product
52
states with complaints
NCB Management Services Inc. timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 2,269
Credit reporting or other personal consumer reports - Credit reporting 1,031
Debt collection - Auto debt 806
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 555
Debt collection - Other debt 392
Debt collection - Credit card debt 282
Debt collection - Payday loan debt 215
Vehicle loan or lease - Loan 62
Debt collection - Credit card 38
Debt collection - Other (i.e. phone, health club, etc.) 33

Top Issues

1.Attempts to collect debt not owed 1,781
2.Written notification about debt 818
3.Incorrect information on your report 803
4.False statements or representation 533
5.Took or threatened to take negative or legal action 465
6.Improper use of your report 395
7.Communication tactics 284
8.Problem with a company's investigation into an existing problem 253
9.Problem with a credit reporting company's investigation into an existing problem 158
10.Cont'd attempts collect debt not owed 62

Complaints by Year

Year Complaints
2013 10
2014 30
2015 47
2016 75
2017 145
2018 163
2019 133
2020 253
2021 451
2022 480
2023 561
2024 1,112
2025 1,993
2026 390

Complaints by State (Top 15)

Texas 1,054
Florida 995
Georgia 534
California 282
South Carolina 247
Illinois 220
Ohio 166
Alabama 157
Michigan 150
Louisiana 145
New Jersey 140
New York 139
Tennessee 137
Maryland 126
Arizona 113

Company Responses

Closed with explanation 5,824
Closed with non-monetary relief 14
In progress 3
Closed 1
Closed with monetary relief 1

What the CFPB Complaint Record Shows for NCB Management Services Inc.

5,843 complaints against NCB Management Services Inc. appear in the CFPB record, including 1,965 from the trailing year. The 52 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, NCB Management Services Inc. answers 99.8% of forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. In 23.2% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 0.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does NCB Management Services Inc. have?

The CFPB has logged 5,843 complaints against NCB Management Services Inc. to date, of which 1,965 came in over the last 12 months.

Does NCB Management Services Inc. respond to complaints on time?

NCB Management Services Inc. has a 99.8% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for NCB Management Services Inc.?

"Debt collection" draws more CFPB complaints against NCB Management Services Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with NCB Management Services Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against NCB Management Services Inc. - see all issues and counts above.

How do I file a complaint against NCB Management Services Inc.?

You can file a complaint against NCB Management Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NCB Management Services Inc.?

Consumers in 52 states and territories have filed complaints about NCB Management Services Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026