CFPB Consumer Complaint Profile

Homestar Financial Corporation

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

56
Total complaints
Mid-range
0
Last 12 months
92.9%
Timely response
Bottom quartile
7
States affected

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The verdict

Homestar Financial Corporation ranks #1729 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 23rd percentile among companies with 100+ complaints.

Mortgage
most-complained product
GA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
68/100
Homestar Financial Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.9%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 23.2%
Share of complaints closed with monetary or non-monetary relief

Homestar Financial Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.9% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 20
Mortgage - Conventional home mortgage 19
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Mortgage - VA mortgage 4
Mortgage - Other mortgage 3
Mortgage - Other type of mortgage 1
Mortgage - Conventional fixed mortgage 1
Credit reporting or other personal consumer reports - Credit reporting 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Debt collection - Mortgage debt 1

Top Issues

1.Closing on a mortgage 15
2.Trouble during payment process 10
3.Improper use of your report 6
4.Applying for a mortgage or refinancing an existing mortgage 5
5.Credit decision / Underwriting 5
6.Application, originator, mortgage broker 4
7.Settlement process and costs 3
8.Struggling to pay mortgage 2
9.Incorrect information on your report 2
10.Loan modification,collection,foreclosure 2

Complaints by Year

Year Complaints
2014 1
2015 6
2016 6
2017 3
2018 5
2020 4
2021 10
2022 12
2023 8
2024 1

Complaints by State (Top 15)

Georgia 45
Florida 4
South Carolina 2
Alabama 1
Louisiana 1
North Carolina 1
Kansas 1

Company Responses

Closed with explanation 41
Closed with monetary relief 9
Closed with non-monetary relief 4
Closed 2

What the CFPB Complaint Record Shows for Homestar Financial Corporation

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Homestar Financial Corporation, with consumers across the country filing against it. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Closing on a mortgage," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Homestar Financial Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (6.7% here).

Frequently Asked Questions

How many CFPB complaints does Homestar Financial Corporation have?

The CFPB has logged 56 complaints against Homestar Financial Corporation to date, of which 0 came in over the last 12 months.

Does Homestar Financial Corporation respond to complaints on time?

Homestar Financial Corporation has a 92.9% timely response rate to CFPB complaints.

What product generates the most complaints for Homestar Financial Corporation?

"Mortgage" draws more CFPB complaints against Homestar Financial Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Homestar Financial Corporation?

The most common issue reported by consumers about Homestar Financial Corporation is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Homestar Financial Corporation?

You can file a complaint against Homestar Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Homestar Financial Corporation?

Homestar Financial Corporation has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Homestar Financial Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.