CFPB Consumer Complaint Profile
Homestar Financial Corporation
What 56 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 56
- Total complaints
- Mid-range
- 0
- Last 12 months
- 92.9%
- Timely response
- Bottom quartile
- 7
- States affected
The verdict
Homestar Financial Corporation ranks #1729 of 3,843 financial companies by CFPB complaint volume, with 56 complaints on record. Its on-time response rate is 92.9%, the 23rd percentile among companies with 100+ complaints.
- #1729
- of 3,843 companies by volume
- 92.9%
- on time (23rd pctile)
- Mortgage
- most-complained product
- 7
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Homestar Financial Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
92.9% Among the lowest higher than 23% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 1 |
| 2015 | 6 |
| 2016 | 6 |
| 2017 | 3 |
| 2018 | 5 |
| 2020 | 4 |
| 2021 | 10 |
| 2022 | 12 |
| 2023 | 8 |
| 2024 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Homestar Financial Corporation
The CFPB Consumer Complaint Database has logged 56 complaints against Homestar Financial Corporation overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Closing on a mortgage," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Homestar Financial Corporation posts a 92.9% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Consumers formally disputed the company's response at a 6.7% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 23.2%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Homestar Financial Corporation have?
The CFPB has logged 56 complaints against Homestar Financial Corporation to date, of which 0 came in over the last 12 months.
Does Homestar Financial Corporation respond to complaints on time?
Homestar Financial Corporation has a 92.9% timely response rate to CFPB complaints.
What product generates the most complaints for Homestar Financial Corporation?
"Mortgage" draws more CFPB complaints against Homestar Financial Corporation than any other product - see the full breakdown above.
What is the most common complaint issue with Homestar Financial Corporation?
The most common issue reported by consumers about Homestar Financial Corporation is "Closing on a mortgage." All complaint issues are listed above with their counts.
How do I file a complaint against Homestar Financial Corporation?
You can file a complaint against Homestar Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Homestar Financial Corporation?
Homestar Financial Corporation has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Homestar Financial Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (6.7% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.