CFPB Consumer Complaint Profile

Honor Finance, LLC

Consumers have filed 64 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

64
Total complaints
Mid-range
0
Last 12 months
95.3%
Timely response
Below median
17
States affected

The verdict

Honor Finance, LLC ranks #1626 of 3,843 financial companies by CFPB complaint volume, with 64 complaints on record. On-time replies land at 95.3%, the 30th percentile for the 100+ complaint peer group.

#1626
of 3,843 companies by volume
95.3%
on time (30th pctile)
Consumer Loan
most-complained product
17
states with complaints
F
PlainCredit Trust Score
35/100
Honor Finance, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Honor Finance, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.3% Around the middle higher than 30% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Honor Finance, LLC timely response rate 95.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Consumer Loan - Vehicle loan 17
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 17
Vehicle loan or lease - Loan 13
Debt collection - Auto 9
Debt collection - I do not know 3
Debt collection - Auto debt 3
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Consumer Loan - Installment loan 1

Top Issues

1.Managing the loan or lease 10
2.Incorrect information on your report 8
3.Improper use of your report 8
4.Problems when you are unable to pay 7
5.Problem with a credit reporting company's investigation into an existing problem 5
6.Getting a loan or lease 4
7.Attempts to collect debt not owed 3
8.Cont'd attempts collect debt not owed 3
9.Shopping for a loan or lease 3
10.Communication tactics 3

Complaints by Year

Year Complaints
2014 1
2015 6
2016 15
2017 21
2018 21

Complaints by State (Top 15)

Illinois 16
Nevada 9
Indiana 6
Wisconsin 5
Arizona 4
Georgia 4
Ohio 3
Texas 3
Florida 3
Tennessee 2
Arkansas 1
Hawaii 1
California 1
New Jersey 1
Virginia 1

Company Responses

Closed with explanation 63
Closed 1

What the CFPB Complaint Record Shows for Honor Finance, LLC

The CFPB Consumer Complaint Database has logged 64 complaints against Honor Finance, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Consumer Loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing the loan or lease" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Honor Finance, LLC draw a 95.3% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 21.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Honor Finance, LLC have?

64 complaints have been filed against Honor Finance, LLC with the CFPB overall - 0 of them in the past year.

Does Honor Finance, LLC respond to complaints on time?

CFPB complaints against Honor Finance, LLC draw a 95.3% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Honor Finance, LLC?

The most complained-about product for Honor Finance, LLC is "Consumer Loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Honor Finance, LLC?

Consumers most often cite "Managing the loan or lease" when complaining about Honor Finance, LLC; the full issue list with counts is above.

How do I file a complaint against Honor Finance, LLC?

You can file a complaint against Honor Finance, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Honor Finance, LLC?

Consumers in 17 states and territories have filed complaints about Honor Finance, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Honor Finance, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21.4% here).

Source: CFPB Consumer Complaint Database Data through March 2026