CFPB Consumer Complaint Profile

Ingo Money, Inc.

Behind the 135 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

135
Total complaints
Mid-range
21
Last 12 months
93.3%
Timely response
Bottom quartile
34
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Ingo Money, Inc. has accumulated 135 complaints, placing it #1160 by volume. Its on-time response rate is 93.3%, the 24th percentile among companies with 100+ complaints.

#1160
of 3,843 companies by volume
93.3%
on time (24th pctile)
Money transfer, virt…
most-complained product
34
states with complaints
D
PlainCredit Trust Score
40/100
Ingo Money, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 22.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.7%
Share of complaints closed with monetary or non-monetary relief

Ingo Money, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.3% Among the lowest higher than 24% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 15 in 2024 to 29 in 2025 (2024 → 2025).

See the full year-over-year release diff

Ingo Money, Inc. timely response rate 93.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Check cashing service 78
Checking or savings account - Checking account 12
Credit card or prepaid card - General-purpose prepaid card 6
Debt collection - Other debt 5
Debt collection - I do not know 4
Checking or savings account - Other banking product or service 4
Money transfer, virtual currency, or money service - Mobile or digital wallet 4
Money transfer, virtual currency, or money service - Domestic (US) money transfer 3
Bank account or service - Other bank product/service 3
Bank account or service - Checking account 2

Top Issues

1.Problem with customer service 39
2.Fraud or scam 26
3.Managing an account 11
4.Unexpected or other fees 8
5.Attempts to collect debt not owed 5
6.Confusing or missing disclosures 5
7.Trouble using the card 4
8.Opening an account 3
9.Other transaction problem 3
10.Confusing or misleading advertising or marketing 3

Complaints by Year

Year Complaints
2016 5
2017 9
2018 3
2019 2
2020 15
2021 20
2022 13
2023 20
2024 15
2025 29
2026year in progress 4

Complaints by State (Top 15)

California 20
Florida 10
New York 6
Maryland 6
Minnesota 6
Georgia 6
Missouri 6
Pennsylvania 6
Colorado 5
Ohio 5
Connecticut 4
Illinois 4
Texas 4
Alabama 4
Kentucky 4

Company Responses

Closed with explanation 132
Closed 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Ingo Money, Inc.

Ingo Money, Inc. carries 135 complaints in the CFPB's database, 21 of them filed within the past 12 months. Consumers spanning 34 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Problem with customer service" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Ingo Money, Inc.'s timely response rate stands at 93.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 22.2% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0.7%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ingo Money, Inc. have?

The CFPB has logged 135 complaints against Ingo Money, Inc. to date, of which 21 came in over the last 12 months.

Does Ingo Money, Inc. respond to complaints on time?

CFPB complaints against Ingo Money, Inc. draw a 93.3% timely-response rate inside the expected window.

What product generates the most complaints for Ingo Money, Inc.?

The most complained-about product for Ingo Money, Inc. is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Ingo Money, Inc.?

Consumers most often cite "Problem with customer service" when complaining about Ingo Money, Inc.; the full issue list with counts is above.

How do I file a complaint against Ingo Money, Inc.?

You can file a complaint against Ingo Money, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ingo Money, Inc.?

Consumers in 34 states and territories have filed complaints about Ingo Money, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Ingo Money, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Money transfer, virtual currency, or money service

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Ingo Money, Inc. have?

The CFPB has logged 135 complaints against Ingo Money, Inc. to date, of which 21 came in over the last 12 months.

Does Ingo Money, Inc. respond to complaints on time?

CFPB complaints against Ingo Money, Inc. draw a 93.3% timely-response rate inside the expected window.

What product generates the most complaints for Ingo Money, Inc.?

The most complained-about product for Ingo Money, Inc. is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Ingo Money, Inc.?

Consumers most often cite "Problem with customer service" when complaining about Ingo Money, Inc.; the full issue list with counts is above.

How do I file a complaint against Ingo Money, Inc.?

You can file a complaint against Ingo Money, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ingo Money, Inc.?

Consumers in 34 states and territories have filed complaints about Ingo Money, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Ingo Money, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.