CFPB Consumer Complaint Profile

Lending Solutions Mortgage/ LSI Mortgage

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

36
Total complaints
Mid-range
0
Last 12 months
86.1%
Timely response
Bottom quartile
18
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Lending Solutions Mortgage/ LSI Mortgage ranks #2143 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 13th percentile among companies with 100+ complaints.

Mortgage
most-complained product
MO
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
46/100
Lending Solutions Mortgage/ LSI Mortgage · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 86.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 16.7%
Share of complaints closed with monetary or non-monetary relief

Lending Solutions Mortgage/ LSI Mortgage vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

86.1% Among the lowest higher than 13% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 22
Mortgage - FHA mortgage 7
Mortgage - Other mortgage 4
Mortgage - Conventional adjustable mortgage (ARM) 1
Credit reporting 1
Mortgage - Other type of mortgage 1

Top Issues

1.Application, originator, mortgage broker 20
2.Settlement process and costs 6
3.Credit decision / Underwriting 6
4.Loan modification,collection,foreclosure 2
5.Improper use of my credit report 1
6.Applying for a mortgage or refinancing an existing mortgage 1

Complaints by Year

Year Complaints
2012 6
2013 11
2014 6
2015 8
2016 4
2017 1

Complaints by State (Top 15)

Missouri 5
Georgia 5
Maryland 4
California 3
New Mexico 3
North Carolina 2
Texas 2
Illinois 2
South Carolina 1
Connecticut 1
Delaware 1
Michigan 1
New Jersey 1
Massachusetts 1
Virginia 1

Company Responses

Closed with explanation 26
Closed with non-monetary relief 6
Untimely response 3
Closed 1

What the CFPB Complaint Record Shows for Lending Solutions Mortgage/ LSI Mortgage

The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Lending Solutions Mortgage/ LSI Mortgage, with consumers across the country filing against it. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Application, originator, mortgage broker," a reasonable starting point for understanding recurring friction.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lending Solutions Mortgage/ LSI Mortgage: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (25.7% here).

Frequently Asked Questions

How many CFPB complaints does Lending Solutions Mortgage/ LSI Mortgage have?

Lending Solutions Mortgage/ LSI Mortgage has 36 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Lending Solutions Mortgage/ LSI Mortgage respond to complaints on time?

Lending Solutions Mortgage/ LSI Mortgage's CFPB timely-response rate is 86.1%.

What product generates the most complaints for Lending Solutions Mortgage/ LSI Mortgage?

"Mortgage" draws more CFPB complaints against Lending Solutions Mortgage/ LSI Mortgage than any other product - see the full breakdown above.

What is the most common complaint issue with Lending Solutions Mortgage/ LSI Mortgage?

Consumers most often cite "Application, originator, mortgage broker" when complaining about Lending Solutions Mortgage/ LSI Mortgage; the full issue list with counts is above.

How do I file a complaint against Lending Solutions Mortgage/ LSI Mortgage?

You can file a complaint against Lending Solutions Mortgage/ LSI Mortgage directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lending Solutions Mortgage/ LSI Mortgage?

Consumers in 18 states and territories have filed complaints about Lending Solutions Mortgage/ LSI Mortgage with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Lending Solutions Mortgage/ LSI Mortgage's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.