CFPB Consumer Complaint Profile

Lending Solutions Mortgage/ LSI Mortgage

What 36 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

36
Total complaints
0
Last 12 months
86.1%
Timely response
18
States affected

The verdict

Lending Solutions Mortgage/ LSI Mortgage ranks #2146 of 3,848 financial companies by CFPB complaint volume, with 36 complaints on record. It answers 86.1% of complaints on time — below the 93% median for companies with 100+ complaints.

#2146
of 3,848 companies by volume
86.1%
answered on time
Mortgage
most-complained product
18
states with complaints
Lending Solutions Mortgage/ LSI Mortgage timely response rate 86.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional fixed mortgage 22
Mortgage — FHA mortgage 7
Mortgage — Other mortgage 4
Mortgage — Conventional adjustable mortgage (ARM) 1
Credit reporting 1
Mortgage — Other type of mortgage 1

Top Issues

1.Application, originator, mortgage broker 20
2.Settlement process and costs 6
3.Credit decision / Underwriting 6
4.Loan modification,collection,foreclosure 2
5.Improper use of my credit report 1
6.Applying for a mortgage or refinancing an existing mortgage 1

Complaints by Year

Year Complaints
2012 6
2013 11
2014 6
2015 8
2016 4
2017 1

Complaints by State (Top 15)

Missouri 5
Georgia 5
Maryland 4
California 3
New Mexico 3
North Carolina 2
Texas 2
Illinois 2
South Carolina 1
Connecticut 1
Delaware 1
Michigan 1
New Jersey 1
Massachusetts 1
Virginia 1

Company Responses

Closed with explanation 26
Closed with non-monetary relief 6
Untimely response 3
Closed 1

What the CFPB Complaint Record Shows for Lending Solutions Mortgage/ LSI Mortgage

The CFPB Consumer Complaint Database has logged 36 complaints against Lending Solutions Mortgage/ LSI Mortgage overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Application, originator, mortgage broker" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Lending Solutions Mortgage/ LSI Mortgage's timely response rate stands at 86.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 25.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 16.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lending Solutions Mortgage/ LSI Mortgage have?

Lending Solutions Mortgage/ LSI Mortgage has 36 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Lending Solutions Mortgage/ LSI Mortgage respond to complaints on time?

Lending Solutions Mortgage/ LSI Mortgage has a 86.1% timely response rate to CFPB complaints.

What product generates the most complaints for Lending Solutions Mortgage/ LSI Mortgage?

The most complained-about product for Lending Solutions Mortgage/ LSI Mortgage is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Lending Solutions Mortgage/ LSI Mortgage?

The most common issue reported by consumers about Lending Solutions Mortgage/ LSI Mortgage is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.

How do I file a complaint against Lending Solutions Mortgage/ LSI Mortgage?

You can file a complaint against Lending Solutions Mortgage/ LSI Mortgage directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lending Solutions Mortgage/ LSI Mortgage?

Consumers in 18 states and territories have filed complaints about Lending Solutions Mortgage/ LSI Mortgage with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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