CFPB Consumer Complaint Profile

Lexington Consumer Advocacy, LLC

10 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

10
Total complaints
Below average
0
Last 12 months
30%
Timely response
Bottom decile
8
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Lexington Consumer Advocacy, LLC sits at #3715, with 10 complaints logged. On-time replies land at 30%, the 2nd percentile for the 100+ complaint peer group.

#3715
of 3,843 companies by volume
30%
on time (2nd pctile)
Credit reporting, cr…
most-complained product
8
states with complaints
F
PlainCredit Trust Score
29/100
Lexington Consumer Advocacy, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 30.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 50.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A 20.0%
Share of complaints closed with monetary or non-monetary relief

Lexington Consumer Advocacy, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

30% Among the lowest higher than 2% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Lexington Consumer Advocacy, LLC timely response rate 30.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 2
Debt collection - Payday loan debt 1
Payday loan, title loan, or personal loan - Payday loan 1
Other financial service - Debt settlement 1
Payday loan, title loan, or personal loan - Personal line of credit 1
Debt collection - Payday loan 1

Top Issues

1.Fraud or scam 2
2.Incorrect information on your report 2
3.Took or threatened to take negative or legal action 1
4.Charged fees or interest you didn't expect 1
5.Problem with a credit reporting company's investigation into an existing problem 1
6.Customer service/Customer relations 1
7.Getting a line of credit 1
8.False statements or representation 1

Complaints by Year

Year Complaints
2016 2
2017 1
2019 4
2020 1
2021 2

Complaints by State (Top 15)

Ohio 2
Illinois 1
Tennessee 1
New York 1
Utah 1
Washington 1
Georgia 1
Texas 1

Company Responses

Untimely response 7
Closed with monetary relief 2
Closed with explanation 1

What the CFPB Complaint Record Shows for Lexington Consumer Advocacy, LLC

Lexington Consumer Advocacy, LLC carries 10 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. "Credit reporting, credit repair services, or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Fraud or scam" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Lexington Consumer Advocacy, LLC draw a 30% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 50% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 20% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lexington Consumer Advocacy, LLC have?

10 complaints have been filed against Lexington Consumer Advocacy, LLC with the CFPB overall - 0 of them in the past year.

Does Lexington Consumer Advocacy, LLC respond to complaints on time?

Lexington Consumer Advocacy, LLC has a 30% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Lexington Consumer Advocacy, LLC?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Lexington Consumer Advocacy, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Lexington Consumer Advocacy, LLC?

"Fraud or scam" is the single most frequently cited issue in complaints against Lexington Consumer Advocacy, LLC - see all issues and counts above.

How do I file a complaint against Lexington Consumer Advocacy, LLC?

You can file a complaint against Lexington Consumer Advocacy, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lexington Consumer Advocacy, LLC?

Lexington Consumer Advocacy, LLC has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lexington Consumer Advocacy, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Lexington Consumer Advocacy, LLC have?

10 complaints have been filed against Lexington Consumer Advocacy, LLC with the CFPB overall - 0 of them in the past year.

Does Lexington Consumer Advocacy, LLC respond to complaints on time?

Lexington Consumer Advocacy, LLC has a 30% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Lexington Consumer Advocacy, LLC?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Lexington Consumer Advocacy, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Lexington Consumer Advocacy, LLC?

"Fraud or scam" is the single most frequently cited issue in complaints against Lexington Consumer Advocacy, LLC - see all issues and counts above.

How do I file a complaint against Lexington Consumer Advocacy, LLC?

You can file a complaint against Lexington Consumer Advocacy, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lexington Consumer Advocacy, LLC?

Lexington Consumer Advocacy, LLC has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Lexington Consumer Advocacy, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.