CFPB Consumer Complaint Profile

Mission Financial Services Corporation

76 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

76
Total complaints
18
Last 12 months
76.3%
Timely response
23
States affected

The verdict

Mission Financial Services Corporation ranks #1500 of 3,848 financial companies by CFPB complaint volume, with 76 complaints on record. Its on-time response rate is 76.3%, trailing the 93% median among companies with 100+ complaints.

#1500
of 3,848 companies by volume
76.3%
answered on time
Credit reporting or …
most-complained product
23
states with complaints
Mission Financial Services Corporation timely response rate 76.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 18
Vehicle loan or lease - Loan 7
Debt collection - I do not know 5
Consumer Loan - Vehicle loan 5
Debt collection - Auto debt 4
Consumer Loan - Installment loan 2
Checking or savings account - Checking account 2
Debt collection - Credit card debt 2
Debt collection - Auto 2

Top Issues

1.Improper use of your report 28
2.Incorrect information on your report 14
3.Managing the loan or lease 6
4.Took or threatened to take negative or legal action 4
5.False statements or representation 3
6.Attempts to collect debt not owed 3
7.Problems when you are unable to pay 2
8.Taking out the loan or lease 2
9.Communication tactics 2
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2015 4
2016 5
2017 5
2018 4
2019 2
2020 3
2021 6
2022 3
2023 7
2024 9
2025 24
2026 4

Complaints by State (Top 15)

Texas 13
Georgia 9
North Carolina 8
California 6
Ohio 6
Alabama 4
Florida 4
Nevada 3
Oregon 3
Arizona 2
Indiana 2
Tennessee 2
Oklahoma 2
Illinois 2
Kentucky 1

Company Responses

Closed with explanation 69
Closed with non-monetary relief 3
Untimely response 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Mission Financial Services Corporation

Mission Financial Services Corporation carries 76 complaints in the CFPB's database, 18 of them filed within the past 12 months. Consumers spanning 23 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

76.3% of CFPB-forwarded complaints against Mission Financial Services Corporation get a reply inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response was formally disputed in 22.2% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 5.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mission Financial Services Corporation have?

76 complaints have been filed against Mission Financial Services Corporation with the CFPB overall - 18 of them in the past year.

Does Mission Financial Services Corporation respond to complaints on time?

76.3% of the CFPB complaints against Mission Financial Services Corporation get a response within the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Mission Financial Services Corporation?

The most complained-about product for Mission Financial Services Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Mission Financial Services Corporation?

The most common issue reported by consumers about Mission Financial Services Corporation is "Improper use of your report." All complaint issues are listed above with their counts.

How do I file a complaint against Mission Financial Services Corporation?

You can file a complaint against Mission Financial Services Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mission Financial Services Corporation?

The CFPB has recorded complaints against Mission Financial Services Corporation from 23 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026