CFPB Consumer Complaint Profile

Mission Financial Services Corporation

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

76
Total complaints
Mid-range
18
Last 12 months
76.3%
Timely response
Bottom decile
23
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Mission Financial Services Corporation ranks #1499 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 8th percentile among companies with 100+ complaints.

Credit reporting or …
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
38/100
Mission Financial Services Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 76.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 22.2%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.3%
Share of complaints closed with monetary or non-monetary relief

Mission Financial Services Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

76.3% Among the lowest higher than 8% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 9 in 2024 to 24 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 18
Vehicle loan or lease - Loan 7
Debt collection - I do not know 5
Consumer Loan - Vehicle loan 5
Debt collection - Auto debt 4
Consumer Loan - Installment loan 2
Checking or savings account - Checking account 2
Debt collection - Credit card debt 2
Debt collection - Auto 2

Top Issues

1.Improper use of your report 28
2.Incorrect information on your report 14
3.Managing the loan or lease 6
4.Took or threatened to take negative or legal action 4
5.False statements or representation 3
6.Attempts to collect debt not owed 3
7.Problems when you are unable to pay 2
8.Taking out the loan or lease 2
9.Communication tactics 2
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2015 4
2016 5
2017 5
2018 4
2019 2
2020 3
2021 6
2022 3
2023 7
2024 9
2025 24
2026year in progress 4

Complaints by State (Top 15)

Texas 13
Georgia 9
North Carolina 8
California 6
Ohio 6
Alabama 4
Florida 4
Nevada 3
Oregon 3
Arizona 2
Indiana 2
Tennessee 2
Oklahoma 2
Illinois 2
Kentucky 1

Company Responses

Closed with explanation 69
Closed with non-monetary relief 3
Untimely response 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Mission Financial Services Corporation

Mission Financial Services Corporation draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mission Financial Services Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Mission Financial Services Corporation have?

76 complaints have been filed against Mission Financial Services Corporation with the CFPB overall - 18 of them in the past year.

Does Mission Financial Services Corporation respond to complaints on time?

CFPB complaints against Mission Financial Services Corporation draw a 76.3% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Mission Financial Services Corporation?

The most complained-about product for Mission Financial Services Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Mission Financial Services Corporation?

The most common issue reported by consumers about Mission Financial Services Corporation is "Improper use of your report." All complaint issues are listed above with their counts.

How do I file a complaint against Mission Financial Services Corporation?

You can file a complaint against Mission Financial Services Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mission Financial Services Corporation?

The CFPB has recorded complaints against Mission Financial Services Corporation from 23 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Mission Financial Services Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.