CFPB Consumer Complaint Profile

Mortgage Investors Corporation

What 78 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

78
Total complaints
0
Last 12 months
73.1%
Timely response
20
States affected

The verdict

Mortgage Investors Corporation ranks #1486 of 3,848 financial companies by CFPB complaint volume, with 78 complaints on record. It answers 73.1% of complaints on time — below the 93% median for companies with 100+ complaints.

#1486
of 3,848 companies by volume
73.1%
answered on time
Mortgage
most-complained product
20
states with complaints
Mortgage Investors Corporation timely response rate 73.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — VA mortgage 47
Mortgage — Other mortgage 17
Mortgage — Conventional adjustable mortgage (ARM) 8
Mortgage — Conventional fixed mortgage 5
Debt collection — Auto debt 1

Top Issues

1.Loan servicing, payments, escrow account 23
2.Loan modification,collection,foreclosure 15
3.Application, originator, mortgage broker 13
4.Credit decision / Underwriting 9
5.Settlement process and costs 7
6.Closing on a mortgage 6
7.Other 2
8.Struggling to pay mortgage 2
9.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2011 1
2012 19
2013 39
2014 6
2015 3
2017 3
2018 1
2023 1
2024 4
2025 1

Complaints by State (Top 15)

Texas 15
California 9
Colorado 7
Michigan 6
Virginia 5
Alabama 5
Maryland 4
Washington 4
Tennessee 4
Georgia 4
South Carolina 3
Wisconsin 2
Florida 2
North Carolina 2
Oregon 1

Company Responses

Closed with explanation 65
Untimely response 10
Closed 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Mortgage Investors Corporation

The CFPB Consumer Complaint Database has logged 78 complaints against Mortgage Investors Corporation overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan servicing, payments, escrow account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Mortgage Investors Corporation's timely response rate stands at 73.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 10.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mortgage Investors Corporation have?

Mortgage Investors Corporation has 78 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Mortgage Investors Corporation respond to complaints on time?

Mortgage Investors Corporation has a 73.1% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Mortgage Investors Corporation?

The most complained-about product for Mortgage Investors Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Mortgage Investors Corporation?

The most common issue reported by consumers about Mortgage Investors Corporation is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against Mortgage Investors Corporation?

You can file a complaint against Mortgage Investors Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mortgage Investors Corporation?

Consumers in 20 states and territories have filed complaints about Mortgage Investors Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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