CFPB Consumer Complaint Profile

Mortgage Solutions of Colorado

What 197 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

197
Total complaints
Above average
65
Last 12 months
95.9%
Timely response
Below median
30
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Mortgage Solutions of Colorado sits at #948, with 197 complaints logged. It posts a 95.9% on-time response rate, the 33rd percentile among companies with 100+ complaints.

#948
of 3,843 companies by volume
95.9%
on time (33rd pctile)
Mortgage
most-complained product
30
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
43/100
Mortgage Solutions of Colorado · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 95.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.0%
Share of complaints closed with monetary or non-monetary relief

Mortgage Solutions of Colorado vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.9% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 31 in 2024 to 69 in 2025 (2024 → 2025).

See the full year-over-year release diff

Mortgage Solutions of Colorado timely response rate 95.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - VA mortgage 97
Mortgage - FHA mortgage 33
Credit reporting or other personal consumer reports - Credit reporting 23
Mortgage - Conventional home mortgage 19
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Mortgage - Other mortgage 6
Mortgage - Other type of mortgage 4
Mortgage - Conventional fixed mortgage 3
Debt collection - Mortgage debt 2
Debt collection - I do not know 1

Top Issues

1.Trouble during payment process 66
2.Struggling to pay mortgage 40
3.Closing on a mortgage 23
4.Incorrect information on your report 21
5.Applying for a mortgage or refinancing an existing mortgage 13
6.Loan servicing, payments, escrow account 6
7.Application, originator, mortgage broker 5
8.Problem with a credit reporting company's investigation into an existing problem 5
9.Problem with a company's investigation into an existing problem 5
10.Improper use of your report 3

Complaints by Year

Year Complaints
2013 2
2014 4
2015 5
2016 5
2017 10
2018 6
2019 2
2020 10
2021 8
2022 13
2023 22
2024 31
2025 69
2026year in progress 10

Complaints by State (Top 15)

Texas 32
Colorado 27
California 22
Florida 21
North Carolina 15
South Carolina 10
Washington 9
Illinois 7
Georgia 6
Alabama 6
Michigan 5
Indiana 5
Tennessee 4
Pennsylvania 3
Oklahoma 3

Company Responses

Closed with explanation 190
Closed with monetary relief 4
Closed with non-monetary relief 2
Closed 1

What the CFPB Complaint Record Shows for Mortgage Solutions of Colorado

197 complaints against Mortgage Solutions of Colorado appear in the CFPB record, including 65 from the trailing year. The 30 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Mortgage Solutions of Colorado posts a 95.9% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 33.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 3% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mortgage Solutions of Colorado have?

197 complaints have been filed against Mortgage Solutions of Colorado with the CFPB overall - 65 of them in the past year.

Does Mortgage Solutions of Colorado respond to complaints on time?

Mortgage Solutions of Colorado has a 95.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Mortgage Solutions of Colorado?

"Mortgage" draws more CFPB complaints against Mortgage Solutions of Colorado than any other product - see the full breakdown above.

What is the most common complaint issue with Mortgage Solutions of Colorado?

Consumers most often cite "Trouble during payment process" when complaining about Mortgage Solutions of Colorado; the full issue list with counts is above.

How do I file a complaint against Mortgage Solutions of Colorado?

You can file a complaint against Mortgage Solutions of Colorado directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mortgage Solutions of Colorado?

Mortgage Solutions of Colorado has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mortgage Solutions of Colorado: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Frequently Asked Questions

How many CFPB complaints does Mortgage Solutions of Colorado have?

197 complaints have been filed against Mortgage Solutions of Colorado with the CFPB overall - 65 of them in the past year.

Does Mortgage Solutions of Colorado respond to complaints on time?

Mortgage Solutions of Colorado has a 95.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Mortgage Solutions of Colorado?

"Mortgage" draws more CFPB complaints against Mortgage Solutions of Colorado than any other product - see the full breakdown above.

What is the most common complaint issue with Mortgage Solutions of Colorado?

Consumers most often cite "Trouble during payment process" when complaining about Mortgage Solutions of Colorado; the full issue list with counts is above.

How do I file a complaint against Mortgage Solutions of Colorado?

You can file a complaint against Mortgage Solutions of Colorado directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mortgage Solutions of Colorado?

Mortgage Solutions of Colorado has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Mortgage Solutions of Colorado's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.