CFPB Consumer Complaint Profile

New Century Auto Sales, Inc.

Behind the 55 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

55
Total complaints
Mid-range
14
Last 12 months
100%
Timely response
Top decile
12
States affected

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The verdict

New Century Auto Sales, Inc. ranks #1743 of 3,843 financial companies by CFPB complaint volume, with 55 complaints on record. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#1743
of 3,843 companies by volume
100%
on time (86th pctile)
Vehicle loan or lease
most-complained product
12
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
53/100
New Century Auto Sales, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 50.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.6%
Share of complaints closed with monetary or non-monetary relief

New Century Auto Sales, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

New Century Auto Sales, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 19
Credit reporting or other personal consumer reports - Credit reporting 13
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 12
Vehicle loan or lease - Lease 4
Credit reporting or other personal consumer reports - Other personal consumer report 3
Consumer Loan - Vehicle loan 2
Debt collection - Auto debt 2

Top Issues

1.Improper use of your report 21
2.Getting a loan or lease 12
3.Incorrect information on your report 8
4.Problems at the end of the loan or lease 3
5.Problem with a company's investigation into an existing problem 2
6.Managing the loan or lease 2
7.Repossession 2
8.Struggling to pay your loan 1
9.Shopping for a loan or lease 1
10.False statements or representation 1

Complaints by Year

Year Complaints
2015 2
2017 2
2018 2
2019 2
2020 4
2021 4
2022 5
2023 10
2024 9
2025 13
2026year in progress 2

Complaints by State (Top 15)

Michigan 18
Ohio 14
Illinois 8
Indiana 4
Kansas 2
Missouri 2
Maine 1
California 1
Wisconsin 1
Connecticut 1
Georgia 1
New Mexico 1

Company Responses

Closed with explanation 53
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for New Century Auto Sales, Inc.

The CFPB Consumer Complaint Database has logged 55 complaints against New Century Auto Sales, Inc. overall, with 14 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

New Century Auto Sales, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 50% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 3.6% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does New Century Auto Sales, Inc. have?

55 complaints have been filed against New Century Auto Sales, Inc. with the CFPB overall - 14 of them in the past year.

Does New Century Auto Sales, Inc. respond to complaints on time?

New Century Auto Sales, Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for New Century Auto Sales, Inc.?

"Vehicle loan or lease" draws more CFPB complaints against New Century Auto Sales, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with New Century Auto Sales, Inc.?

The most common issue reported by consumers about New Century Auto Sales, Inc. is "Improper use of your report." All complaint issues are listed above with their counts.

How do I file a complaint against New Century Auto Sales, Inc.?

You can file a complaint against New Century Auto Sales, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about New Century Auto Sales, Inc.?

Consumers in 12 states and territories have filed complaints about New Century Auto Sales, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for New Century Auto Sales, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does New Century Auto Sales, Inc. have?

55 complaints have been filed against New Century Auto Sales, Inc. with the CFPB overall - 14 of them in the past year.

Does New Century Auto Sales, Inc. respond to complaints on time?

New Century Auto Sales, Inc.'s CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for New Century Auto Sales, Inc.?

"Vehicle loan or lease" draws more CFPB complaints against New Century Auto Sales, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with New Century Auto Sales, Inc.?

The most common issue reported by consumers about New Century Auto Sales, Inc. is "Improper use of your report." All complaint issues are listed above with their counts.

How do I file a complaint against New Century Auto Sales, Inc.?

You can file a complaint against New Century Auto Sales, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about New Century Auto Sales, Inc.?

Consumers in 12 states and territories have filed complaints about New Century Auto Sales, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

New Century Auto Sales, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.