CFPB Consumer Complaint Profile
Peoples Home Equity, Inc.
Behind the 28 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 28
- Total complaints
- Mid-range
- 0
- Last 12 months
- 67.9%
- Timely response
- Bottom decile
- 11
- States affected
The verdict
Peoples Home Equity, Inc. ranks #2422 of 3,843 financial companies by CFPB complaint volume, with 28 complaints on record. Its on-time response rate is 67.9%, the 6th percentile among companies with 100+ complaints.
- #2422
- of 3,843 companies by volume
- 67.9%
- on time (6th pctile)
- Mortgage
- most-complained product
- 11
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Peoples Home Equity, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
67.9% Among the lowest higher than 6% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2012 | 1 |
| 2013 | 5 |
| 2014 | 2 |
| 2015 | 2 |
| 2016 | 2 |
| 2017 | 5 |
| 2018 | 5 |
| 2020 | 2 |
| 2021 | 1 |
| 2023 | 1 |
| 2024 | 1 |
| 2025 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Peoples Home Equity, Inc.
Peoples Home Equity, Inc. carries 28 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 11 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Application, originator, mortgage broker" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Peoples Home Equity, Inc. draw a 67.9% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 35.7% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Peoples Home Equity, Inc. have?
The CFPB has logged 28 complaints against Peoples Home Equity, Inc. to date, of which 0 came in over the last 12 months.
Does Peoples Home Equity, Inc. respond to complaints on time?
Peoples Home Equity, Inc. has a 67.9% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Peoples Home Equity, Inc.?
"Mortgage" draws more CFPB complaints against Peoples Home Equity, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Peoples Home Equity, Inc.?
The most common issue reported by consumers about Peoples Home Equity, Inc. is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.
How do I file a complaint against Peoples Home Equity, Inc.?
You can file a complaint against Peoples Home Equity, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Peoples Home Equity, Inc.?
The CFPB has recorded complaints against Peoples Home Equity, Inc. from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Peoples Home Equity, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (35.7% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Peoples Home Equity, Inc. have?
The CFPB has logged 28 complaints against Peoples Home Equity, Inc. to date, of which 0 came in over the last 12 months.
Does Peoples Home Equity, Inc. respond to complaints on time?
Peoples Home Equity, Inc. has a 67.9% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Peoples Home Equity, Inc.?
"Mortgage" draws more CFPB complaints against Peoples Home Equity, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Peoples Home Equity, Inc.?
The most common issue reported by consumers about Peoples Home Equity, Inc. is "Application, originator, mortgage broker." All complaint issues are listed above with their counts.
How do I file a complaint against Peoples Home Equity, Inc.?
You can file a complaint against Peoples Home Equity, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Peoples Home Equity, Inc.?
The CFPB has recorded complaints against Peoples Home Equity, Inc. from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.