CFPB Consumer Complaint Profile
Plastyc, Inc.
Consumers have filed 12 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 12
- Total complaints
- Below average
- 2
- Last 12 months
- 0%
- Timely response
- Bottom decile
- 11
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Plastyc, Inc. has accumulated 12 complaints, placing it #3492 by volume. It posts a 0% on-time response rate, the 0th percentile among companies with 100+ complaints.
- #3492
- of 3,843 companies by volume
- 0%
- on time (0th pctile)
- Prepaid card
- most-complained product
- 11
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Plastyc, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
0% Among the lowest in the bottom 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 3 |
| 2016 | 1 |
| 2017 | 2 |
| 2022 | 1 |
| 2023 | 2 |
| 2024 | 1 |
| 2025 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Plastyc, Inc.
The CFPB Consumer Complaint Database has logged 12 complaints against Plastyc, Inc. overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 11 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Prepaid card," which sits at the top of the product breakdown. Inside that category, "Unauthorized transactions/trans. issues" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Plastyc, Inc.'s timely response rate stands at 0%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 25%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Plastyc, Inc. have?
The CFPB has logged 12 complaints against Plastyc, Inc. to date, of which 2 came in over the last 12 months.
Does Plastyc, Inc. respond to complaints on time?
CFPB complaints against Plastyc, Inc. draw a 0% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Plastyc, Inc.?
"Prepaid card" draws more CFPB complaints against Plastyc, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Plastyc, Inc.?
Consumers most often cite "Unauthorized transactions/trans. issues" when complaining about Plastyc, Inc.; the full issue list with counts is above.
How do I file a complaint against Plastyc, Inc.?
You can file a complaint against Plastyc, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Plastyc, Inc.?
Plastyc, Inc. has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Plastyc, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Prepaid card
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Plastyc, Inc. have?
The CFPB has logged 12 complaints against Plastyc, Inc. to date, of which 2 came in over the last 12 months.
Does Plastyc, Inc. respond to complaints on time?
CFPB complaints against Plastyc, Inc. draw a 0% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Plastyc, Inc.?
"Prepaid card" draws more CFPB complaints against Plastyc, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Plastyc, Inc.?
Consumers most often cite "Unauthorized transactions/trans. issues" when complaining about Plastyc, Inc.; the full issue list with counts is above.
How do I file a complaint against Plastyc, Inc.?
You can file a complaint against Plastyc, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Plastyc, Inc.?
Plastyc, Inc. has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.