CFPB Consumer Complaint Profile

PulteGroup, Inc.

What 166 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

166
Total complaints
16
Last 12 months
99.4%
Timely response
28
States affected

The verdict

PulteGroup, Inc. ranks #1038 of 3,848 financial companies by CFPB complaint volume, with 166 complaints on record. It answers 99.4% of complaints on time — above the 93% median for companies with 100+ complaints.

#1038
of 3,848 companies by volume
99.4%
answered on time
Mortgage
most-complained product
28
states with complaints
PulteGroup, Inc. timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 67
Mortgage — FHA mortgage 30
Mortgage — Conventional fixed mortgage 22
Mortgage — VA mortgage 17
Mortgage — Other mortgage 12
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4
Mortgage — Other type of mortgage 4
Debt collection — Mortgage debt 2
Mortgage — Conventional adjustable mortgage (ARM) 2
Debt collection — Mortgage 1

Top Issues

1.Closing on a mortgage 47
2.Applying for a mortgage or refinancing an existing mortgage 46
3.Application, originator, mortgage broker 19
4.Settlement process and costs 11
5.Loan servicing, payments, escrow account 11
6.Trouble during payment process 8
7.Credit decision / Underwriting 6
8.Loan modification,collection,foreclosure 5
9.Improper use of your report 4
10.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2012 7
2013 11
2014 12
2015 12
2016 11
2017 3
2018 12
2019 8
2020 7
2021 11
2022 19
2023 17
2024 15
2025 17
2026 4

Complaints by State (Top 15)

Texas 36
Florida 29
North Carolina 13
California 12
Indiana 9
Arizona 9
Georgia 8
South Carolina 6
Minnesota 5
Maryland 4
Ohio 4
Tennessee 4
Connecticut 3
Virginia 3
Kentucky 3

Company Responses

Closed with explanation 159
Closed with monetary relief 3
Closed 2
In progress 2

What the CFPB Complaint Record Shows for PulteGroup, Inc.

The CFPB Consumer Complaint Database has logged 166 complaints against PulteGroup, Inc. overall, with 16 of those filed in the trailing 12 months. Reports have come from consumers in 28 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Closing on a mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

PulteGroup, Inc.'s timely response rate stands at 99.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 25.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does PulteGroup, Inc. have?

PulteGroup, Inc. has 166 total consumer complaints filed with the CFPB, with 16 filed in the last 12 months.

Does PulteGroup, Inc. respond to complaints on time?

PulteGroup, Inc. has a 99.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for PulteGroup, Inc.?

The most complained-about product for PulteGroup, Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with PulteGroup, Inc.?

The most common issue reported by consumers about PulteGroup, Inc. is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against PulteGroup, Inc.?

You can file a complaint against PulteGroup, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about PulteGroup, Inc.?

Consumers in 28 states and territories have filed complaints about PulteGroup, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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