CFPB Consumer Complaint Profile
Sezzle Inc.
What 1,037 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 1,037
- Total complaints
- Among the highest
- 576
- Last 12 months
- 91.1%
- Timely response
- Bottom quartile
- 46
- States affected
The verdict
1,037 CFPB complaints put Sezzle Inc. at #318 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 91.1%, the 19th percentile for the 100+ complaint peer group.
- #318
- of 3,843 companies by volume
- 91.1%
- on time (19th pctile)
- Credit reporting or …
- most-complained product
- 46
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Sezzle Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
91.1% Among the lowest higher than 19% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 192 in 2024 to 517 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2021 | 16 |
| 2022 | 76 |
| 2023 | 65 |
| 2024 | 192 |
| 2025 | 517 |
| 2026year in progress | 171 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Sezzle Inc.
Sezzle Inc. carries 1,037 complaints in the CFPB's database, 576 of them filed within the past 12 months. Consumers spanning 46 states and territories have weighed in, giving this a nationwide footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Sezzle Inc. draw a 91.1% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Among resolved complaints, the consumer-relief closure rate is 1.4%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Sezzle Inc. have?
Sezzle Inc. has 1,037 total consumer complaints filed with the CFPB, with 576 filed in the last 12 months.
Does Sezzle Inc. respond to complaints on time?
Sezzle Inc. has a 91.1% timely response rate to CFPB complaints.
What product generates the most complaints for Sezzle Inc.?
Among all products tied to Sezzle Inc., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Sezzle Inc.?
The most common issue reported by consumers about Sezzle Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Sezzle Inc.?
You can file a complaint against Sezzle Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Sezzle Inc.?
Sezzle Inc. has drawn CFPB complaints from 46 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Sezzle Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar complaint volume
Nearest companies by total CFPB complaint count (1,037 here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.