CFPB Consumer Complaint Profile

Sn Servicing Corporation

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

882
Total complaints
Among the highest
112
Last 12 months
94%
Timely response
Below median
45
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Sn Servicing Corporation places #354 by volume. On response speed it sits at the 26th percentile among companies with 100+ complaints.

Mortgage
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
35/100
Sn Servicing Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 26.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.1%
Share of complaints closed with monetary or non-monetary relief

Sn Servicing Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94% Around the middle higher than 26% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 557
Mortgage - FHA mortgage 85
Mortgage - Other type of mortgage 61
Debt collection - Mortgage debt 41
Mortgage - Other mortgage 38
Mortgage - Conventional fixed mortgage 26
Mortgage - Home equity loan or line of credit (HELOC) 17
Mortgage - Conventional adjustable mortgage (ARM) 13
Credit reporting or other personal consumer reports - Credit reporting 10
Debt collection - Mortgage 6

Top Issues

1.Struggling to pay mortgage 393
2.Trouble during payment process 263
3.Loan modification,collection,foreclosure 37
4.Loan servicing, payments, escrow account 32
5.Closing on a mortgage 28
6.Applying for a mortgage or refinancing an existing mortgage 24
7.Took or threatened to take negative or legal action 19
8.Incorrect information on your report 16
9.Attempts to collect debt not owed 13
10.False statements or representation 10

Complaints by Year

Year Complaints
2012 6
2013 13
2014 8
2015 28
2016 24
2017 37
2018 53
2019 59
2020 108
2021 120
2022 96
2023 76
2024 117
2025 116
2026year in progress 21

Complaints by State (Top 15)

California 104
Florida 95
New York 71
New Jersey 60
Maryland 49
Georgia 42
Texas 39
Illinois 37
North Carolina 32
Massachusetts 29
Louisiana 26
South Carolina 26
Ohio 25
Tennessee 24
Michigan 22

Company Responses

Closed with explanation 879
In progress 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Sn Servicing Corporation

The CFPB Consumer Complaint Database shows a nationwide complaint footprint for Sn Servicing Corporation, with consumers across the country filing against it. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Struggling to pay mortgage" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Sn Servicing Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Sn Servicing Corporation have?

The CFPB has logged 882 complaints against Sn Servicing Corporation to date, of which 112 came in over the last 12 months.

Does Sn Servicing Corporation respond to complaints on time?

Sn Servicing Corporation has a 94% timely response rate to CFPB complaints.

What product generates the most complaints for Sn Servicing Corporation?

The most complained-about product for Sn Servicing Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Sn Servicing Corporation?

The most common issue reported by consumers about Sn Servicing Corporation is "Struggling to pay mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Sn Servicing Corporation?

You can file a complaint against Sn Servicing Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sn Servicing Corporation?

Consumers in 45 states and territories have filed complaints about Sn Servicing Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Sn Servicing Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.