CFPB Consumer Complaint Profile

Sn Servicing Corporation

What 882 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

882
Total complaints
112
Last 12 months
94%
Timely response
45
States affected

The verdict

Sn Servicing Corporation ranks #353 of 3,848 financial companies by CFPB complaint volume, with 882 complaints on record. It answers 94% of complaints on time — above the 93% median for companies with 100+ complaints.

#353
of 3,848 companies by volume
94%
answered on time
Mortgage
most-complained product
45
states with complaints
Sn Servicing Corporation timely response rate 94.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 557
Mortgage — FHA mortgage 85
Mortgage — Other type of mortgage 61
Debt collection — Mortgage debt 41
Mortgage — Other mortgage 38
Mortgage — Conventional fixed mortgage 26
Mortgage — Home equity loan or line of credit (HELOC) 17
Mortgage — Conventional adjustable mortgage (ARM) 13
Credit reporting or other personal consumer reports — Credit reporting 10
Debt collection — Mortgage 6

Top Issues

1.Struggling to pay mortgage 393
2.Trouble during payment process 263
3.Loan modification,collection,foreclosure 37
4.Loan servicing, payments, escrow account 32
5.Closing on a mortgage 28
6.Applying for a mortgage or refinancing an existing mortgage 24
7.Took or threatened to take negative or legal action 19
8.Incorrect information on your report 16
9.Attempts to collect debt not owed 13
10.False statements or representation 10

Complaints by Year

Year Complaints
2012 6
2013 13
2014 8
2015 28
2016 24
2017 37
2018 53
2019 59
2020 108
2021 120
2022 96
2023 76
2024 117
2025 116
2026 21

Complaints by State (Top 15)

California 104
Florida 95
New York 71
New Jersey 60
Maryland 49
Georgia 42
Texas 39
Illinois 37
North Carolina 32
Massachusetts 29
Louisiana 26
South Carolina 26
Ohio 25
Tennessee 24
Michigan 22

Company Responses

Closed with explanation 879
In progress 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Sn Servicing Corporation

The CFPB Consumer Complaint Database has logged 882 complaints against Sn Servicing Corporation overall, with 112 of those filed in the trailing 12 months. Reports have come from consumers in 45 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Struggling to pay mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Sn Servicing Corporation's timely response rate stands at 94%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 26.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sn Servicing Corporation have?

Sn Servicing Corporation has 882 total consumer complaints filed with the CFPB, with 112 filed in the last 12 months.

Does Sn Servicing Corporation respond to complaints on time?

Sn Servicing Corporation has a 94% timely response rate to CFPB complaints.

What product generates the most complaints for Sn Servicing Corporation?

The most complained-about product for Sn Servicing Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Sn Servicing Corporation?

The most common issue reported by consumers about Sn Servicing Corporation is "Struggling to pay mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Sn Servicing Corporation?

You can file a complaint against Sn Servicing Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sn Servicing Corporation?

Consumers in 45 states and territories have filed complaints about Sn Servicing Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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