CFPB Consumer Complaint Profile

Sokaogon Finance, Inc.

What 33 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

33
Total complaints
Mid-range
4
Last 12 months
93.9%
Timely response
Below median
15
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Sokaogon Finance, Inc. has accumulated 33 complaints, placing it #2243 by volume. It posts a 93.9% on-time response rate, the 26th percentile among companies with 100+ complaints.

#2243
of 3,843 companies by volume
93.9%
on time (26th pctile)
Payday loan
most-complained product
15
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
66/100
Sokaogon Finance, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.9%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.1%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 27.3%
Share of complaints closed with monetary or non-monetary relief

Sokaogon Finance, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.9% Around the middle higher than 26% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Sokaogon Finance, Inc. timely response rate 93.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan 8
Payday loan, title loan, or personal loan - Payday loan 7
Debt collection - Payday loan 6
Consumer Loan - Installment loan 4
Payday loan, title loan, personal loan, or advance loan - Installment loan 4
Payday loan, title loan, or personal loan - Installment loan 3
Payday loan, title loan, or personal loan - Personal line of credit 1

Top Issues

1.Charged fees or interest you didn't expect 7
2.Struggling to pay your loan 6
3.Charged fees or interest I didn't expect 5
4.Managing the loan or lease 3
5.Improper contact or sharing of info 2
6.Can't contact lender 2
7.Communication tactics 2
8.Can't stop withdrawals from your bank account 2
9.Problems when you are unable to pay 1
10.Can't stop charges to bank account 1

Complaints by Year

Year Complaints
2014 1
2015 9
2016 8
2017 2
2018 1
2019 6
2020 1
2021 1
2025 4

Complaints by State (Top 15)

Florida 6
California 6
Nevada 4
New Mexico 2
Indiana 2
Alabama 2
Ohio 2
Michigan 1
New Jersey 1
Hawaii 1
Tennessee 1
South Dakota 1
Oklahoma 1
Virginia 1
Mississippi 1

Company Responses

Closed with explanation 24
Closed with non-monetary relief 8
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Sokaogon Finance, Inc.

Sokaogon Finance, Inc. carries 33 complaints in the CFPB's database, 4 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Payday loan," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Charged fees or interest you didn't expect" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Sokaogon Finance, Inc. draw a 93.9% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 11.1% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 27.3% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sokaogon Finance, Inc. have?

33 complaints have been filed against Sokaogon Finance, Inc. with the CFPB overall - 4 of them in the past year.

Does Sokaogon Finance, Inc. respond to complaints on time?

Sokaogon Finance, Inc. has a 93.9% timely response rate to CFPB complaints.

What product generates the most complaints for Sokaogon Finance, Inc.?

Among all products tied to Sokaogon Finance, Inc., "Payday loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Sokaogon Finance, Inc.?

"Charged fees or interest you didn't expect" is the single most frequently cited issue in complaints against Sokaogon Finance, Inc. - see all issues and counts above.

How do I file a complaint against Sokaogon Finance, Inc.?

You can file a complaint against Sokaogon Finance, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sokaogon Finance, Inc.?

The CFPB has recorded complaints against Sokaogon Finance, Inc. from 15 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Sokaogon Finance, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Payday loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Sokaogon Finance, Inc. have?

33 complaints have been filed against Sokaogon Finance, Inc. with the CFPB overall - 4 of them in the past year.

Does Sokaogon Finance, Inc. respond to complaints on time?

Sokaogon Finance, Inc. has a 93.9% timely response rate to CFPB complaints.

What product generates the most complaints for Sokaogon Finance, Inc.?

Among all products tied to Sokaogon Finance, Inc., "Payday loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Sokaogon Finance, Inc.?

"Charged fees or interest you didn't expect" is the single most frequently cited issue in complaints against Sokaogon Finance, Inc. - see all issues and counts above.

How do I file a complaint against Sokaogon Finance, Inc.?

You can file a complaint against Sokaogon Finance, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sokaogon Finance, Inc.?

The CFPB has recorded complaints against Sokaogon Finance, Inc. from 15 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Sokaogon Finance, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.