CFPB Consumer Complaint Profile

Sortis Financial, Inc.

Behind the 222 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

222
Total complaints
Above average
0
Last 12 months
93.2%
Timely response
Bottom quartile
39
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Sortis Financial, Inc. has accumulated 222 complaints, placing it #855 by volume. On-time replies land at 93.2%, the 24th percentile for the 100+ complaint peer group.

#855
of 3,843 companies by volume
93.2%
on time (24th pctile)
Mortgage
most-complained product
39
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
52/100
Sortis Financial, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.2%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.4%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 7.2%
Share of complaints closed with monetary or non-monetary relief

Sortis Financial, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.2% Among the lowest higher than 24% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2018 to 2019 complete years

  • Annual CFPB complaint volume moved from 18 in 2018 to 5 in 2019 (2018 → 2019).

See the full year-over-year release diff

Sortis Financial, Inc. timely response rate 93.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Other mortgage 47
Debt collection - Mortgage 38
Mortgage - Conventional fixed mortgage 38
Debt collection - I do not know 19
Mortgage - Conventional home mortgage 16
Mortgage - Home equity loan or line of credit 14
Debt collection - Other (i.e. phone, health club, etc.) 11
Debt collection - Mortgage debt 8
Mortgage - Conventional adjustable mortgage (ARM) 7
Mortgage - FHA mortgage 6

Top Issues

1.Loan servicing, payments, escrow account 53
2.Loan modification,collection,foreclosure 41
3.Cont'd attempts collect debt not owed 29
4.Disclosure verification of debt 21
5.Struggling to pay mortgage 12
6.Attempts to collect debt not owed 11
7.Trouble during payment process 10
8.Other 8
9.False statements or representation 5
10.Improper contact or sharing of info 5

Complaints by Year

Year Complaints
2012 12
2013 35
2014 48
2015 35
2016 34
2017 35
2018 18
2019 5

Complaints by State (Top 15)

Florida 31
California 29
New York 19
Michigan 15
Maryland 14
Illinois 9
Texas 9
Georgia 9
North Carolina 8
Mississippi 7
Wisconsin 5
Ohio 5
Pennsylvania 5
New Jersey 5
Washington 3

Company Responses

Closed with explanation 204
Closed with non-monetary relief 16
Closed 2

What the CFPB Complaint Record Shows for Sortis Financial, Inc.

Sortis Financial, Inc. carries 222 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 39 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan servicing, payments, escrow account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Sortis Financial, Inc. draw a 93.2% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 19.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 7.2%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sortis Financial, Inc. have?

The CFPB has logged 222 complaints against Sortis Financial, Inc. to date, of which 0 came in over the last 12 months.

Does Sortis Financial, Inc. respond to complaints on time?

Sortis Financial, Inc.'s CFPB timely-response rate is 93.2%.

What product generates the most complaints for Sortis Financial, Inc.?

"Mortgage" draws more CFPB complaints against Sortis Financial, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Sortis Financial, Inc.?

The most common issue reported by consumers about Sortis Financial, Inc. is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against Sortis Financial, Inc.?

You can file a complaint against Sortis Financial, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sortis Financial, Inc.?

Consumers in 39 states and territories have filed complaints about Sortis Financial, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Sortis Financial, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (19.4% here).

Frequently Asked Questions

How many CFPB complaints does Sortis Financial, Inc. have?

The CFPB has logged 222 complaints against Sortis Financial, Inc. to date, of which 0 came in over the last 12 months.

Does Sortis Financial, Inc. respond to complaints on time?

Sortis Financial, Inc.'s CFPB timely-response rate is 93.2%.

What product generates the most complaints for Sortis Financial, Inc.?

"Mortgage" draws more CFPB complaints against Sortis Financial, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Sortis Financial, Inc.?

The most common issue reported by consumers about Sortis Financial, Inc. is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against Sortis Financial, Inc.?

You can file a complaint against Sortis Financial, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sortis Financial, Inc.?

Consumers in 39 states and territories have filed complaints about Sortis Financial, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Sortis Financial, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.