CFPB Consumer Complaint Profile

Tfs Financial Corporation

Consumers have filed 354 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

354
Total complaints
Above average
30
Last 12 months
100%
Timely response
Top decile
25
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Tfs Financial Corporation has accumulated 354 complaints, placing it #620 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#620
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
25
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
61/100
Tfs Financial Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.1%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.8%
Share of complaints closed with monetary or non-monetary relief

Tfs Financial Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Tfs Financial Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 78
Mortgage - Home equity loan or line of credit (HELOC) 74
Mortgage - Other mortgage 42
Mortgage - Conventional fixed mortgage 38
Mortgage - Home equity loan or line of credit 25
Mortgage - Conventional adjustable mortgage (ARM) 14
Checking or savings account - CD (Certificate of Deposit) 13
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 10
Mortgage - Other type of mortgage 8
Bank account or service - Checking account 8

Top Issues

1.Trouble during payment process 60
2.Applying for a mortgage or refinancing an existing mortgage 55
3.Loan modification,collection,foreclosure 41
4.Loan servicing, payments, escrow account 36
5.Closing on a mortgage 24
6.Application, originator, mortgage broker 23
7.Struggling to pay mortgage 20
8.Managing an account 19
9.Incorrect information on your report 13
10.Settlement process and costs 10

Complaints by Year

Year Complaints
2012 23
2013 32
2014 27
2015 23
2016 27
2017 17
2018 22
2019 24
2020 28
2021 27
2022 26
2023 19
2024 26
2025 27
2026year in progress 6

Complaints by State (Top 15)

Ohio 138
Florida 75
California 27
New Jersey 21
Georgia 10
Washington 9
Pennsylvania 8
Virginia 8
Illinois 7
North Carolina 7
Colorado 5
Maryland 5
New York 5
Massachusetts 4
Indiana 3

Company Responses

Closed with explanation 351
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Tfs Financial Corporation

Tfs Financial Corporation carries 354 complaints in the CFPB's database, 30 of them filed within the past 12 months. Consumers spanning 25 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Tfs Financial Corporation posts a 100% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 19.1% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tfs Financial Corporation have?

354 complaints have been filed against Tfs Financial Corporation with the CFPB overall - 30 of them in the past year.

Does Tfs Financial Corporation respond to complaints on time?

CFPB complaints against Tfs Financial Corporation draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Tfs Financial Corporation?

The most complained-about product for Tfs Financial Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Tfs Financial Corporation?

Consumers most often cite "Trouble during payment process" when complaining about Tfs Financial Corporation; the full issue list with counts is above.

How do I file a complaint against Tfs Financial Corporation?

You can file a complaint against Tfs Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tfs Financial Corporation?

Tfs Financial Corporation has drawn CFPB complaints from 25 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Tfs Financial Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (19.1% here).

Frequently Asked Questions

How many CFPB complaints does Tfs Financial Corporation have?

354 complaints have been filed against Tfs Financial Corporation with the CFPB overall - 30 of them in the past year.

Does Tfs Financial Corporation respond to complaints on time?

CFPB complaints against Tfs Financial Corporation draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Tfs Financial Corporation?

The most complained-about product for Tfs Financial Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Tfs Financial Corporation?

Consumers most often cite "Trouble during payment process" when complaining about Tfs Financial Corporation; the full issue list with counts is above.

How do I file a complaint against Tfs Financial Corporation?

You can file a complaint against Tfs Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tfs Financial Corporation?

Tfs Financial Corporation has drawn CFPB complaints from 25 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Tfs Financial Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.