CFPB Consumer Complaint Profile

Tfs Financial Corporation

What 354 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

354
Total complaints
30
Last 12 months
100%
Timely response
25
States affected

The verdict

Tfs Financial Corporation ranks #621 of 3,848 financial companies by CFPB complaint volume, with 354 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#621
of 3,848 companies by volume
100%
answered on time
Mortgage
most-complained product
25
states with complaints
Tfs Financial Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 78
Mortgage — Home equity loan or line of credit (HELOC) 74
Mortgage — Other mortgage 42
Mortgage — Conventional fixed mortgage 38
Mortgage — Home equity loan or line of credit 25
Mortgage — Conventional adjustable mortgage (ARM) 14
Checking or savings account — CD (Certificate of Deposit) 13
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 10
Mortgage — Other type of mortgage 8
Bank account or service — Checking account 8

Top Issues

1.Trouble during payment process 60
2.Applying for a mortgage or refinancing an existing mortgage 55
3.Loan modification,collection,foreclosure 41
4.Loan servicing, payments, escrow account 36
5.Closing on a mortgage 24
6.Application, originator, mortgage broker 23
7.Struggling to pay mortgage 20
8.Managing an account 19
9.Incorrect information on your report 13
10.Settlement process and costs 10

Complaints by Year

Year Complaints
2012 23
2013 32
2014 27
2015 23
2016 27
2017 17
2018 22
2019 24
2020 28
2021 27
2022 26
2023 19
2024 26
2025 27
2026 6

Complaints by State (Top 15)

Ohio 138
Florida 75
California 27
New Jersey 21
Georgia 10
Washington 9
Pennsylvania 8
Virginia 8
Illinois 7
North Carolina 7
Colorado 5
Maryland 5
New York 5
Massachusetts 4
Indiana 3

Company Responses

Closed with explanation 351
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Tfs Financial Corporation

The CFPB Consumer Complaint Database has logged 354 complaints against Tfs Financial Corporation overall, with 30 of those filed in the trailing 12 months. Reports have come from consumers in 25 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Tfs Financial Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 19.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tfs Financial Corporation have?

Tfs Financial Corporation has 354 total consumer complaints filed with the CFPB, with 30 filed in the last 12 months.

Does Tfs Financial Corporation respond to complaints on time?

Tfs Financial Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Tfs Financial Corporation?

The most complained-about product for Tfs Financial Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Tfs Financial Corporation?

The most common issue reported by consumers about Tfs Financial Corporation is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Tfs Financial Corporation?

You can file a complaint against Tfs Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tfs Financial Corporation?

Consumers in 25 states and territories have filed complaints about Tfs Financial Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related