CFPB Consumer Complaint Profile
United Credit Corp. of Southaven
Behind the 30 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 30
- Total complaints
- Mid-range
- 8
- Last 12 months
- 100%
- Timely response
- Top decile
- 10
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, United Credit Corp. of Southaven sits at #2333, with 30 complaints logged. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.
- #2333
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Credit reporting or …
- most-complained product
- 10
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
United Credit Corp. of Southaven vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 1 |
| 2017 | 2 |
| 2018 | 3 |
| 2019 | 2 |
| 2020 | 2 |
| 2021 | 2 |
| 2022 | 3 |
| 2023 | 5 |
| 2024 | 1 |
| 2025 | 8 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for United Credit Corp. of Southaven
The CFPB Consumer Complaint Database has logged 30 complaints against United Credit Corp. of Southaven overall, with 8 of those filed in the trailing 12 months. Reports have come from consumers in 10 states and territories, making this a geographically concentrated complaint footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, United Credit Corp. of Southaven posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does United Credit Corp. of Southaven have?
30 complaints have been filed against United Credit Corp. of Southaven with the CFPB overall - 8 of them in the past year.
Does United Credit Corp. of Southaven respond to complaints on time?
CFPB complaints against United Credit Corp. of Southaven draw a 100% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for United Credit Corp. of Southaven?
The most complained-about product for United Credit Corp. of Southaven is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with United Credit Corp. of Southaven?
"Incorrect information on your report" is the single most frequently cited issue in complaints against United Credit Corp. of Southaven - see all issues and counts above.
How do I file a complaint against United Credit Corp. of Southaven?
You can file a complaint against United Credit Corp. of Southaven directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about United Credit Corp. of Southaven?
United Credit Corp. of Southaven has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for United Credit Corp. of Southaven: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does United Credit Corp. of Southaven have?
30 complaints have been filed against United Credit Corp. of Southaven with the CFPB overall - 8 of them in the past year.
Does United Credit Corp. of Southaven respond to complaints on time?
CFPB complaints against United Credit Corp. of Southaven draw a 100% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for United Credit Corp. of Southaven?
The most complained-about product for United Credit Corp. of Southaven is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with United Credit Corp. of Southaven?
"Incorrect information on your report" is the single most frequently cited issue in complaints against United Credit Corp. of Southaven - see all issues and counts above.
How do I file a complaint against United Credit Corp. of Southaven?
You can file a complaint against United Credit Corp. of Southaven directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about United Credit Corp. of Southaven?
United Credit Corp. of Southaven has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.