CFPB Consumer Complaint Profile

Vandyk Mortgage Corporation

Behind the 49 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

49
Total complaints
Mid-range
3
Last 12 months
73.5%
Timely response
Bottom decile
18
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Vandyk Mortgage Corporation sits at #1855, with 49 complaints logged. It posts a 73.5% on-time response rate, the 7th percentile among companies with 100+ complaints.

#1855
of 3,843 companies by volume
73.5%
on time (7th pctile)
Mortgage
most-complained product
18
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
36/100
Vandyk Mortgage Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 73.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 10.2%
Share of complaints closed with monetary or non-monetary relief

Vandyk Mortgage Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

73.5% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Vandyk Mortgage Corporation timely response rate 73.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 18
Mortgage - Conventional home mortgage 12
Mortgage - Conventional fixed mortgage 6
Mortgage - VA mortgage 5
Mortgage - Other mortgage 3
Mortgage - Other type of mortgage 2
Credit reporting or other personal consumer reports - Credit reporting 1
Mortgage - Reverse mortgage 1
Debt collection - Mortgage debt 1

Top Issues

1.Closing on a mortgage 10
2.Application, originator, mortgage broker 8
3.Trouble during payment process 7
4.Applying for a mortgage or refinancing an existing mortgage 6
5.Loan servicing, payments, escrow account 5
6.Settlement process and costs 5
7.Credit decision / Underwriting 3
8.Improper use of your report 2
9.Problem with a company's investigation into an existing problem 1
10.Struggling to pay mortgage 1

Complaints by Year

Year Complaints
2012 2
2013 4
2014 6
2015 3
2016 5
2017 3
2018 3
2019 2
2020 2
2021 3
2022 5
2023 4
2024 2
2025 5

Complaints by State (Top 15)

Florida 15
Georgia 7
New Mexico 4
California 3
North Carolina 2
New York 2
Michigan 2
Idaho 2
South Carolina 2
Maryland 2
New Jersey 1
Tennessee 1
Texas 1
Indiana 1
Virginia 1

Company Responses

Closed with explanation 44
Closed with non-monetary relief 4
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Vandyk Mortgage Corporation

The CFPB Consumer Complaint Database has logged 49 complaints against Vandyk Mortgage Corporation overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Closing on a mortgage," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Vandyk Mortgage Corporation posts a 73.5% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 33.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 10.2% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Vandyk Mortgage Corporation have?

Vandyk Mortgage Corporation has 49 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Vandyk Mortgage Corporation respond to complaints on time?

Vandyk Mortgage Corporation's CFPB timely-response rate is 73.5%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Vandyk Mortgage Corporation?

"Mortgage" draws more CFPB complaints against Vandyk Mortgage Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Vandyk Mortgage Corporation?

The most common issue reported by consumers about Vandyk Mortgage Corporation is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Vandyk Mortgage Corporation?

You can file a complaint against Vandyk Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Vandyk Mortgage Corporation?

Vandyk Mortgage Corporation has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Vandyk Mortgage Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Frequently Asked Questions

How many CFPB complaints does Vandyk Mortgage Corporation have?

Vandyk Mortgage Corporation has 49 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Vandyk Mortgage Corporation respond to complaints on time?

Vandyk Mortgage Corporation's CFPB timely-response rate is 73.5%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Vandyk Mortgage Corporation?

"Mortgage" draws more CFPB complaints against Vandyk Mortgage Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Vandyk Mortgage Corporation?

The most common issue reported by consumers about Vandyk Mortgage Corporation is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Vandyk Mortgage Corporation?

You can file a complaint against Vandyk Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Vandyk Mortgage Corporation?

Vandyk Mortgage Corporation has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Vandyk Mortgage Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.