CFPB Consumer Complaint Profile

Western Alliance Bancorporation

Behind the 107 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

107
Total complaints
Mid-range
22
Last 12 months
100%
Timely response
Top decile
24
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Western Alliance Bancorporation has accumulated 107 complaints, placing it #1283 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1283
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
24
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A-
PlainCredit Trust Score
80/100
Western Alliance Bancorporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 12.5%
Share of responses the consumer disputed (lower is better)
Relief Rate A 17.8%
Share of complaints closed with monetary or non-monetary relief

Western Alliance Bancorporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Western Alliance Bancorporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 27
Checking or savings account - Checking account 19
Checking or savings account - Savings account 16
Money transfer, virtual currency, or money service - Domestic (US) money transfer 7
Checking or savings account - Other banking product or service 7
Credit reporting or other personal consumer reports - Credit reporting 5
Bank account or service - Other bank product/service 3
Money transfer, virtual currency, or money service - Virtual currency 2
Mortgage - Other type of mortgage 2
Checking or savings account - CD (Certificate of Deposit) 2

Top Issues

1.Managing an account 25
2.Trouble during payment process 18
3.Problem with a lender or other company charging your account 8
4.Struggling to pay mortgage 7
5.Opening an account 5
6.Closing an account 5
7.Unexpected or other fees 4
8.Problem with a company's investigation into an existing problem 4
9.Took or threatened to take negative or legal action 3
10.Incorrect information on your report 3

Complaints by Year

Year Complaints
2015 2
2016 5
2017 3
2018 5
2020 8
2021 6
2022 2
2023 16
2024 31
2025 25
2026year in progress 4

Complaints by State (Top 15)

California 33
Florida 12
Nevada 9
Virginia 7
Georgia 5
Texas 5
New York 4
Maryland 3
Arizona 3
Colorado 3
Michigan 3
North Carolina 3
Illinois 2
Hawaii 2
District of Columbia 2

Company Responses

Closed with explanation 88
Closed with non-monetary relief 13
Closed with monetary relief 6

What the CFPB Complaint Record Shows for Western Alliance Bancorporation

Western Alliance Bancorporation carries 107 complaints in the CFPB's database, 22 of them filed within the past 12 months. Consumers spanning 24 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Western Alliance Bancorporation posts a 100% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 12.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 17.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Western Alliance Bancorporation have?

Western Alliance Bancorporation has 107 total consumer complaints filed with the CFPB, with 22 filed in the last 12 months.

Does Western Alliance Bancorporation respond to complaints on time?

CFPB complaints against Western Alliance Bancorporation draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Western Alliance Bancorporation?

"Mortgage" draws more CFPB complaints against Western Alliance Bancorporation than any other product - see the full breakdown above.

What is the most common complaint issue with Western Alliance Bancorporation?

The most common issue reported by consumers about Western Alliance Bancorporation is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Western Alliance Bancorporation?

You can file a complaint against Western Alliance Bancorporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Western Alliance Bancorporation?

Consumers in 24 states and territories have filed complaints about Western Alliance Bancorporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Western Alliance Bancorporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.5% here).

Frequently Asked Questions

How many CFPB complaints does Western Alliance Bancorporation have?

Western Alliance Bancorporation has 107 total consumer complaints filed with the CFPB, with 22 filed in the last 12 months.

Does Western Alliance Bancorporation respond to complaints on time?

CFPB complaints against Western Alliance Bancorporation draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Western Alliance Bancorporation?

"Mortgage" draws more CFPB complaints against Western Alliance Bancorporation than any other product - see the full breakdown above.

What is the most common complaint issue with Western Alliance Bancorporation?

The most common issue reported by consumers about Western Alliance Bancorporation is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Western Alliance Bancorporation?

You can file a complaint against Western Alliance Bancorporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Western Alliance Bancorporation?

Consumers in 24 states and territories have filed complaints about Western Alliance Bancorporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Western Alliance Bancorporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.