CFPB Consumer Complaint Profile
YKS Acceptance, Inc.
Behind the 41 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 41
- Total complaints
- Mid-range
- 0
- Last 12 months
- 12.2%
- Timely response
- Bottom decile
- 5
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, YKS Acceptance, Inc. has accumulated 41 complaints, placing it #2018 by volume. It posts a 12.2% on-time response rate, the 1st percentile among companies with 100+ complaints.
- #2018
- of 3,843 companies by volume
- 12.2%
- on time (1st pctile)
- Consumer Loan
- most-complained product
- 5
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
YKS Acceptance, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
12.2% Among the lowest higher than 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 24 |
| 2017 | 8 |
| 2018 | 7 |
| 2019 | 1 |
| 2020 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for YKS Acceptance, Inc.
The CFPB Consumer Complaint Database has logged 41 complaints against YKS Acceptance, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 5 states and territories, making this a geographically concentrated complaint footprint. "Consumer Loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Managing the loan or lease" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, YKS Acceptance, Inc. posts a 12.2% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 3.8% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 4.9% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does YKS Acceptance, Inc. have?
YKS Acceptance, Inc. has 41 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does YKS Acceptance, Inc. respond to complaints on time?
YKS Acceptance, Inc. has a 12.2% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for YKS Acceptance, Inc.?
"Consumer Loan" draws more CFPB complaints against YKS Acceptance, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with YKS Acceptance, Inc.?
The most common issue reported by consumers about YKS Acceptance, Inc. is "Managing the loan or lease." All complaint issues are listed above with their counts.
How do I file a complaint against YKS Acceptance, Inc.?
You can file a complaint against YKS Acceptance, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about YKS Acceptance, Inc.?
The CFPB has recorded complaints against YKS Acceptance, Inc. from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for YKS Acceptance, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (3.8% here).
Also handles Consumer Loan
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does YKS Acceptance, Inc. have?
YKS Acceptance, Inc. has 41 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does YKS Acceptance, Inc. respond to complaints on time?
YKS Acceptance, Inc. has a 12.2% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for YKS Acceptance, Inc.?
"Consumer Loan" draws more CFPB complaints against YKS Acceptance, Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with YKS Acceptance, Inc.?
The most common issue reported by consumers about YKS Acceptance, Inc. is "Managing the loan or lease." All complaint issues are listed above with their counts.
How do I file a complaint against YKS Acceptance, Inc.?
You can file a complaint against YKS Acceptance, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about YKS Acceptance, Inc.?
The CFPB has recorded complaints against YKS Acceptance, Inc. from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.