Lower-rate state profile

Montana: lower per-capita complaints

Montana shows 8,436 CFPB complaints (744.7/100K) - a lower-third per-capita rate. Compare companies and the product mix anyway.

Data updated 2026-08-14

8,436
Total complaints
744.7
Per 100K residents
Credit reporting or other personal consumer reports
Top product
Equifax, Inc.
Most complaints

The verdict

Montana residents have filed 8,436 CFPB complaints - 744.7 per 100,000 people, among the lowest complaint rates in the country (#51 of 52). Equifax, Inc. draws the most complaints in the state. Nearest per-capita peers: Vermont and South Dakota.

#51
of 52 states by complaints per 100K
745
complaints per 100,000 residents
Credit reporting o…
most-complained product

Montana vs all states by CFPB complaints per 100K

Where this state's per-capita complaint rate sits among every state and territory in the CFPB file (lower is better for residents)

745 Among the lowest rates lower rate than 96% of 52 states

States and territories, banded by CFPB complaints per 100,000 residents

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · 2026-08-14

Most-complained companies in Montana

Absolute complaint volume for companies residents name most, a different cut from the per-capita state band above.

Equifax, Inc.1,336Transunion Intermediate Hold…1,261Experian Information Solutio…1,208Wells Fargo & Company382Capital One Financial Corpor…213JPMorgan Chase & Co.204Bank of America, National As…183Citibank, N.a.180

Top Companies in Montana

Nearest per-capita peers: Vermont; South Dakota; Idaho.

1.Equifax, Inc. 1,336 Also complaint-heavy in Alaska and Georgia. 2.Transunion Intermediate Holdings, Inc. 1,261 Also complaint-heavy in Colorado and Utah. 3.Experian Information Solutions Inc. 1,208 Also complaint-heavy in North Carolina and Ohio. 4.Wells Fargo & Company 382 Also complaint-heavy in Ohio and Missouri. 5.Capital One Financial Corporation 213 Also complaint-heavy in District of Columbia and Iowa. 6.JPMorgan Chase & Co. 204 Also complaint-heavy in North Dakota and New Jersey. 7.Bank of America, National Association 183 Also complaint-heavy in Hawaii and West Virginia. 8.Citibank, N.a. 180 Also complaint-heavy in Maryland and Colorado. 9.U.S. Bancorp 125 Also complaint-heavy in Idaho and Delaware. 10.Synchrony Financial 121 Also complaint-heavy in Rhode Island and South Dakota. 11.Navient Solutions, LLC. 85 Also complaint-heavy in Oregon and Oklahoma. 12.American Express Company 81 Also complaint-heavy in Nebraska and North Dakota. 13.Paypal Holdings, Inc 74 Also complaint-heavy in Rhode Island and Florida. 14.Centron Services 70 Also complaint-heavy in Ohio and Arizona. 15.CB1, Inc. 67 Also complaint-heavy in New Jersey and Oregon.

Rising year-over-year volume

Montana in the lower-rate third

Consumers in Montana have filed 8,436 CFPB complaints (744.7 per 100,000 residents) - a lower-third per-capita rate; small absolute counts still matter when a single company dominates. Even at a lower per-capita rate, "Credit reporting or other personal consumer reports" still dominates the local product mix. Equifax, Inc. draws the most complaints from Montana residents in the top-companies table above. On the per-capita ladder, nearest peers are Vermont and South Dakota.

Year-over-year, complaint volume from Montana rose from 1,048 in 2024 to 2,124 in 2025 - a change of +103%. 613 complaints have been logged for 2026 so far in this extract, a partial year that should not be compared directly to a full prior year. On a thin volume book, percentage swings this large are often a few dozen complaints - read the absolute year counts in the table.

Educational data summary, not financial or legal advice. Population figures are U.S. Census Bureau estimates.

Source: CFPB Consumer Complaint Database Population: U.S. Census Bureau estimates

Read our methodology - low per-capita states: how small counts are normalised.

Compare all-state rankings, browse every state profile, or see the national complaint picture.